Before applying for pre-settlement loans, we encourage plaintiffs to try other options. Here’s a list of ideas to get you started:

  1. Establish or change your budget – the first thing to do is to get on track with a responsible budget that will see you through to case conclusion
  2. Borrow from friends or family – if you can do this with no interest, this is always the best, but not necessarily the easiest option
  3. Take a personal loan from your bank – if you have good credit, this could be a great option
  4. Tap your home equity – if you own property, it is possible to take equity out of your house. This might be tough to swallow, but it comes with remarkably better rates and terms than legal funding.
  5. Ask your lawyer – in some states, lawyers are allowed to lend money to clients as long as the loans have 0 interest.

There are really two answers to this question.

You can technically get as many advances as your case value will support. If you have a strong case, you can qualify for a large amount or many smaller advances.

However, you cannot get many advances with different lawsuit loan companies. While it is always possible to refinance your existing pre-settlement advance, the new company must “buy-out” the prior company.

Common injuries sustained in a car accident can range from soft-tissue injuries to serious, permanent injuries. Treatment can range from chiropractic care to serious surgeries. At Uplift Legal Funding, we have experience reviewing car accident claims arising from the following common car accident injuries:

Unlike many other lawsuit loan companies, Uplift Legal Funding is on the plaintiff’s side. We understand that having a personal injury is tough. Insurance companies use this so you settle quickly for far less than you deserve. Just like your attorney, Uplift is here to level the playing field between big insurance companies and plaintiffs.

Let’s set the record straight on this one. You technically never pay back lawsuit loans. If you win your case, your attorney pays us the amount we are due from settlement proceeds.

If you lose your case, neither you nor your attorney pays a dime!

Case advances can be expensive, but they do serve to take some risk out of your case by giving you an upfront payment. The interest that your lawyer might pay to any company is based on that risk, and the amount of time it takes for your case to reach a settlement.

Uplift charges ZERO upfront fees for lawsuit loans.

Some companies charge a large upfront funding fee, broker fee, or processing fee and get away with it!

Get informed. You can always ask Uplift or your attorney any questions you might have. Remember that you can always get a better rate by sending us a competitor’s contract.

At Uplift, we focus on helping plaintiffs. Uplift puts all funding terms on the first page of our contract and always include a schedule that shows in dollar terms how much is due at any given date.

We require your attorney to review and sign your funding contract. We are very happy to answer any questions you or your attorney have.

Don’t sign an unclear contract! Learn about your case and the funding industry before you get a loan.

If you lose your case, remember that you are not personally liable to repay a cent. The money is yours to keep.

Uplift offers wire transfers, MoneyGram, Western Union, direct deposit for major banks, and overnight checks.

Electronic options get you same-day funding. The overnight check gets you funds within 24 hours of approval.

We work with you to get the money, and we never charge up-front fees. We do not require you to have a bank account.

Lawsuit loans from Uplift range from $500 – $250,000+. We can advance up to a maximum 20% of the value of your case.

Typically, we counsel clients to think about this question in a different way: “How much cash do I need?.” Lawsuit funding is not cheap. At Uplift, you’ll always get low, simple rates, but we ask that you do your best to limit the amount of funding you get over the course of your case.

Do your best to cut expenses as much as possible and only take what you need – you’ll be glad when you get a larger settlement later.

Uplift is a nationwide provider of pre-settlement and post-settlement funding. There are only a few states that we cannot fund.

For a full list of states we fund, check our states page. If we can’t help you because we can’t fund in your state, we will always try to point you in the right direction to a company that can.