BETTER CAR ACCIDENT LOANS
Uplift Legal Funding offers low cost car accident loans to plaintiffs involved in pending injury lawsuits. Most requests take less than 24 hours for approval. Often, we’re able to approve cases within minutes of speaking with your attrorney.
Fast and Easy Legal Funding for Your Car Accident Lawsuit
All types of auto and traffic-related lawsuits qualify for auto accident loans. Injury due to the negligence of another driver automatically pre-qualifies you for legal funding from Uplift. There are many types of auto accidents, but the most common types include:
- Pedestrian accidents
- Semi truck accidents
- Bus accidents
- Uber, Lyft and Taxi
- RV accidents
- Commercial vehicle accidents
To qualify for a car accident lawsuit advance, you must be over the age of 18, have hired an attorney on a contingency basis, and have a valid legal claim against an insurance company or self-insured entity.
Bodily injury and other types of damages are necessary in order to estimate the value of a potential settlement or verdict. Case value is directly related to the severity of one’s damages. Advance amounts depend on the severity of your injury.
At Uplift Legal Funding, we approve the following types of motor vehicle accident injuries:
- Soft-tissue injuries
- Bone fracture
- Traumatic head and brain injury
- Herniated disk
- Soft tissue or crush injury
- Burn injury
- Disfigurement and scarring injury
- Spinal cord or back injury
- Wrongful death (a loved one’s death)
- Loss of consortium
In general, if you are injured and working with a lawyer, you qualify for auto accident lawsuit loans with Uplift.
Car Accident Loans From Uplift
First, give us a call or apply online. Once we have your information, we will reach out to your law firm to get some basic case info. Based on the feedback from your law firm, we can estimate a conservative settlement amount. Typically, car accident advances range from $500 to $50,000, depending on the perceived award you might receive. The higher your case value, the higher value car accident lawsuit loan you can get.
Getting car accident settlement loans and pre settlement loans through Uplift Legal Funding is not only fast, but also easy. We have friendly staff standing by to take your call at no cost. If you have any other case type, please see our list of case types on which we offer pre-settlement funding.
Uplift is ready to serve your needs. We understand the challenges you face and have made our application and approval processes quick and easy. As the victim of a car accident, you often have to experience red tape at various levels during the claim process. That is why we have avoided time-consuming paperwork to provide you with the cash advance that you badly need to put your life back on track.
When you submit the application for an auto accident lawsuit with Uplift, you can be sure that the rates are low, the cash will be provided quickly and you will always receive the best customer service. Call a friendly representative at (800) 385-3660 or apply online today!
Is there a benefit to hiring a lawyer?
Firstly, hiring an experienced accident attorney gives you access to legal funding such as Uplift’s car accident loans. This is mostly because your attorney will control the proceeds from your car accident settlement, in a trust.
An attorney offers skill and experience that adds value to your claim. They increase the value by offering all medical and legal evidence to the other insurance company, defense attorney or jury. Also, lawyers help file all necessary paperwork within necessary deadlines, negotiate appear in court if your case gets there.
How much time do I have to file a car accident lawsuit?
Start right after the accident occurs. This helps insurance companies prepare for negotiating your claim. Regardless, the typical time restriction is to file a claim within 2 years of the date of the accident. If you do not file within this time (known as the Statute of Limitations), you lose your right to recover damages from a personal injury claim. Be sure to check with your state, as this time frame may vary. Note that if you are filing against a government entity, you must file within six months of the injury.
How do you determine who was at fault for the car accident?
In order to have a valid car accident lawsuit, you need proof of negligence. All drivers have a responsibility to engage in safe driving practices. Note that the accident has to have been foreseeable by the guilty party. You can prove negligence by obtaining witness reports, taking photos / video at the scene and via a police report.
How To Get a California Highway Patrol Accident Report
The driver, passenger or family member of someone in the accident can request a California Highway Patrol (CHP) Report. All you need to obtain a report is the following:
- Date, time and location of the accident
- List the names of those involved
- State your interest as driver, passenger, owner, parent or heir
- Provide your address
- Sign the request for the report
- Pay applicable fees
- Attach a copy of your California Driver’s License or Identification card
You can request a report by visiting any CHP Office or by mailing in your documents.
What do I do if the at fault party does not have auto insurance?
Unfortunately, if the guilty party does not have an abundance of personal assets, you may not be able to acquire any damages. In this instance, under-insured/ uninsured motorist coverage is crucial to have. This coverage protects your right to demand compensation for damages from the uninsured motorist. Many policies also offer relatives you reside with and passengers protection. It is best to carry at least $100,000 of this coverage.
What am I able to recover for personal damages from a car accident?
The various types of car accident lawsuit damages include:
- Pain and Suffering: As the most valuable component of your claim, this covers compensation for past, present and future physical pain and mental anguish experienced as a result of your auto accident. The amount of this component varies case by case depending on the severity of your injury and suffering.
- Medical Expenses: You are entitled to past, present and future medical expenses for injuries sustained in your car accident
- Lost Wages: Lost wages are covered. This includes your future earning capacity. Keep in mind that your employer will need to confirm your inability to work. You will also need to prove how much money you lost or will lose as a result of your injury.
- Disfigurement: Any scarring or other marks as a result of your injury entitle you to compensation.
- Damage to the Marital Relationship: Serious injuries may result in damage to your marital relationship, such as loss of affection, loss or impairments of sexual relationship, etc.
- Punitive Damages: An accident due to criminal negligence entitles you to punitive damages.
- Death: Wrongful death damages are available to the spouse and family members of the deceased. This includes compensation for economic loss, pain and suffering, etc.
Will my case go to trial?
Most car accident cases settle with the insurance company before going to court. In some cases, claims are even settled before a lawsuit is filed. Keep in mind, however, that every case is different.
Whenever accident liability or damages are contested. With clear liability, and conservative treatment, it is likely your case will not see the court room.
Auto Accident Bodily Injury Liability Coverage
This injury coverage protects you in the event you are involved in an accident and you cause physical injury to others.
Auto Accident Property Damage Liability Coverage
This auto accident coverage protects you in the event you are involved in an accident and you cause damage to someone else’s property.
Car Accident Uninsured Motorist Property Damage Coverage
This car accident coverage provides you with funds to repair your vehicle in the event you are in an accident with an uninsured driver. If the other driver hits you and is uninsured, your own policy covers your vehicle repair.
Car Accident Uninsured Motorists Bodily Injury Coverage
This accident coverage protects you and your passengers in the event you are injured after getting hit by an uninsured motorist.
Medical Payments Coverage
This insurance coverage covers medical expenses from an accident for either yourself or your passengers, no matter who is at fault. If you were at fault, you can use this coverage to pay for medical costs for you or any other passengers in your vehicle up to your insurance limit. Medical costs include treatment such as acupuncture, massage or chiropractic manipulations if such options are not available through your health insurance.
This coverage pays for damages to your vehicle due to something other than a collision. Examples include vandalism, theft and damage due to animals, fire or flood. You choose the deductible based off of what you feel comfortable paying out of pocket.
This coverage pays for damages to your vehicle, regardless of fault, when you hit another car or object. This coverage pays to fix your vehicle less the deductible you choose. The deductible you select should be what you feel comfortable paying out of pocket. Remember, if you have a car loan, your lender will require that you have this coverage.
Why does the insurance company repair some cars but pay the replacement value for other cars?
This comes down to cost efficiency. If the vehicle is a total loss and economically impractical to repair (the cost of repair equals or exceeds its actual value on the date of the accident), your insurance company will choose to replace your car or pay you for its actual cash value.
Will my insurance company cover towing and storage bills?
In most cases, the insurance company of the at-fault driver will pay for towing and storage costs of your car. However, it is your job to mitigate these damages. Failing to do so could subject you to storage fees.
If my car is being repaired, who pays for a rental car?
The at-fault driver must use their insurance to provide a rental car. In some cases, you must pay the rental car bill first and the insurance company will reimburse you later. If your own coverage provides a rental car, you may get the rental car faster. In this instance, your insurance company would then seek reimbursement from the other party’s insurance company.
I am still making payments to the bank on my car but it was declared a total loss. Who will get the money from the insurance company, me or the bank?
In this instance, the insurance company will pay off the car loan first and then the remainder goes to the registered owner
Sometimes an auto loan balance is more than the current value of a car. The vehicle owner can end up still owing on a loan for a car they can no longer drive! If you are at risk, consider “gap insurance” in order to cover this difference.
Tailgating is a term to describe a vehicle following the vehicle in front too closely. Tailgating increases the risk of hitting the car in front of you if it stops too suddenly. Always be sure to keep a safe distance between you and the vehicle in front of you.
Uplift Legal Funding
Uplift Legal Funding offers financial support to plaintiffs involved in ongoing auto accident lawsuits. We offer fast and easy auto accident loans with low rates to plaintiffs nationwide. Call us anytime at (800) 385-3660 or apply online today!
Why choose Uplift Legal Funding for auto accident loans?
Uplift Legal Funding specializes in auto accident loans and we can usually offer some of the lowest rates in the industry. We have a fast and easy application process – it only takes one minute to apply. We work directly with your auto accident attorney to get you the funding you need. Our goal is to get you approved within minutes of speaking with your attorney. Keep in mind that car accident loans are 100% risk-free. This means that in the event you lose your case, you repay nothing.
How long do car accident loans take to process?
The amount of time it takes to get an accident cash advance depends on how fast your law firm will give us the information we require to determine your case value. Once we receive the necessary legal documents, we usually get the cash to you within 24 hours.
How does a legal funding company assess the value of my claim?
The value of a claim is not black and white. Determining this value involves looking at various factors, including the nature of the injuries as well as the economic losses sustained from the accident. The amount given to these factors is a result of a thorough look at medical records and history, medical treatments and talking with the plaintiff’s physician.
Another determining factor includes the validity of the claim. Is there enough evidence that points to the negligence of the defendant? The more evidence there is, the more value is placed on the claim.
What is the interest rate on pre settlement accident loans from Uplift?
Legal funding costs vary from company to company and case to case. At Uplift, we provide a rate-match guarantee. This means we will meet or beat any funding company’s contract terms.
We offer around 20% simple, semi-annual and non-compounding interest with no upfront or broker fees. Simple rates mean that you will never pay interest on interest, only principal.
What is the most funding I can get on my auto accident loan?
The stronger your car accident lawsui, the higher chance you have for approval and a substantial loan. After reviewing your case (liability, insurance coverage, damages and previous advances) a value is determined. For pre settlement accident loans, your advance can be up to 15% of estimated case value. For car accident settlement loans, this percentage could be a bit higher.