Parking Lot Lawsuit Loans
Parking lots are known as convenient (and sometimes, overpriced) locations. They make schools, office buildings, malls and other destinations accessible to drivers. However, it is important to be aware that parking lot car congestion and unmaintained grounds can lead to injury. In fact, According to the National Highway Traffic Safety Administration (NHTSA), one out of every five car accidents occurs in parking garages and parking lots.
While it is up to the parking lot’s owner to provide a safe environment, it is also up to the drivers to take the necessary precautions when behind the wheel. Continue reading this article for more information on parking lot lawsuits and parking lot lawsuit loans.
Who Is At Fault
Depending on who is at fault, parking lot injuries can mean premises liability or auto accident lawsuits, or both. If features of the parking lot itself (cracks, poorly marked steps or barriers, etc) caused the accident, then the property owner may be at fault. If your parking lot accident was caused by another vehicle, their auto insurance will cover the damages.
Here are some hazards that could potentially hold a parking lot owner liable:
- Car accidents – Car accidents are by far the most common parking lot injury.
- Slip and falls – The most common parking lot accidents, these are the mostly caused by slippery floors (oil, ice, rain, etc.), cracked and uneven pavement and potholes and cracked or dislocated wheel stops.
- Lack of signage – Lack of stop, turn or yield signs can lead to car crashes and pedestrian injuries.
- Insufficient lighting – Lighting can affect a driver’s vision as well as a pedestrian’s vision, leading to slip and falls and car accidents.
- Damaged or nonexistent stairwell banisters – Again, these hazards can lead to pedestrian falls, resulting in severe injury.
It is important to remember that the owner is only subject to liability if the accident was foreseeable. For example, it is unfair to hold a parking lot owner accountable for every single crack in the pavement. In order to hold the owner liable, these dangers need to be apparent during inspection or previously reported by another guest or employee.
Another potential guilty party in parking lot injuries are negligent drivers. Many throw caution to the wind when in parking structures, which often leads to tragedy. According to a NHTSA study (page 23), more than 9,000 pedestrians are injured or killed each year in parking lots and garages. These injuries and fatalities occurred because of driver carelessness.
Like any personal injury case, it is important for the injured party (or plaintiff) to show burden of proof or evidence. Valid evidence includes the following:
- Surveillance footage – This is essential, but may be hard to obtain. Be sure to follow up with the owner to get the footage that shows the accident. Your lawyer can request it, making it illegal for the owner to get rid of footage.
- Photo and video – Immediately after the incident, be sure to take photo and video. These will serve as solid proof of the hazard and injury.
- Witness statement – Quickly try to get written statements from any witnesses present, documenting that the hazardous condition or negligent driver led to your accident. Get their signatures on these statements as well.
- Traffic accident report – Even though most parking lot accidents can be minor, there is also lots of room for revisionist interpretation. Did that person back into you or did you rear end them? Having the police come and write a report might be critical for your future lawsuit.
Parking Lot Lawsuit Loans
Unfortunately, the plaintiff is often left with the financial burden until settlement arrives. Oftentimes, the defendant will purposefully draw out a case, which pressures the plaintiff to settle for a lower amount.
Parking lot lawsuit loans can help. Legal funding companies value a strong case with solid evidence. To qualify for parking lot car accident or premises liability lawsuit loans, your personal injury attorney will likely need to provide Uplift with the following information:
- Documentation supporting liability – Legal funding companies’ first concern is liability — is it clear who’s at fault?
- Information on insurance coverage – Most lawsuit funding companies only fund claims against insurance companies.
- Information on damages – How were you hurt and what has treatment cost to-date?
Uplift Legal Funding
If you or a loved one is the victim of a parking lot accident, Uplift Legal Funding can help. Let us cover your medical costs, lost wages and other life expenses so that you can negotiate a higher settlement. Best of all, if you do not win the case, you do not owe us anything! Apply online or give us a call at (800) 385-3660.