Brake Failure Accident Loans

Brake Failure Accident Loans Overview

Uplift Legal Funding provides pre-settlement funding to plaintiffs involved in car accident claims arising from brake failure.

Brake failure is a scary experience. It occurs when a vehicle’s brakes stop functioning. Various causes include rusted parts, air in the brake lines, and loss of brake fluid pressure. Read this article to learn preventative measures to avoid brake failure, as well as lawsuit information if you fall victim to failed brakes.

National statistics and fatality rates

According to a report by the NHTSA, from 2005 to 2007, a total of 11,044 crashes were attributed to brake failure.

This means that brake failure accounted for 25% of all crashes caused by vehicle defects during those years.

Although brake failures have declined over the years, most have been found to be the result of manufacturing defects.

Common causes of brake failure

Below, we have listed some of the most common causes of brake failure:

• Neglect – Not taking your car for regular check-ups.
• Overheated brake pads – Brakes rely on friction between the rotor discs and brake pads. This produces heat, which can eventually cause the brakes to fail.
• Frozen calipers – These can freeze due to wear and accumulated rust.
• Damage to the rotor discs – If the rotor discs are not functioning properly, the brakes will not function properly either.
• Loss of braking pressure – The fluid may reach a point of vaporization, causing a loss of pressure and preventing braking.
• Leaking hydraulic fluid – This fluid transmits the braking pressure from the pedal to the brakes.

How to Prevent Brake Failure

Safety first. Following these steps will lessen your chances of experiencing brake failure.

• Regular maintenance – While at the mechanic, have a certified professional inspect the brake system. They will know what worn parts need to be replaced and what else needs to be checked.
• Be aware of the warning signs of failing brakes – These include squealing or grinding noises, delayed stopping of the vehicle, pulsing brakes, etc.

Brake Failure and Personal Injury

When it comes to brake failure and personal injury claims, there are multiple possibilities. Most commonly, the case is deemed either a product liability or a driver negligence case. Let’s discuss what these mean.

Different liabilities

Product liability refers to the responsibility of a manufacturer to create a safe product for the consumer. If the product proves to be hazardous, the manufacturer is held responsible and must cover any damages. In the case of brake failure, the plaintiff must prove that the brakes were defective and ultimately caused the accident and injuries. This can be proven by providing evidence that shows the car was either poorly made or was manufactured alongside other cars with the same issue.

If, however, brake failure results from an otherwise fixable issue or a failure to maintain the vehicle, the driver is held accountable. It is up to the driver to take his or her car in for regular maintenance and ensure that the vehicle is safe to drive before taking it out on the road. It is possible to file a claim against a mechanic for causing faulty brakes. Just be sure to seek legal assistance and back up any claim with evidence.

Because of the higher settlement values associated with brake failure cases, brake failure lawsuit loans can often be for a higher dollar value than regular car accident loans. Give us a call at (800) 385-3660 to learn more.

Not as frequent

Due to modern technology such as anti-lock brakes, brake failure is not as frequent as it used to be. However, that does not mean that it does not occur or that it is not just as deadly.

It is important to stay up to date with maintenance check ups to avoid a total failure of your brakes while driving.

Brakes, like any other part of a car, break down over time. Repeated use causes them to wear. This is why upkeep is so important. You do not want to have to rely on anti-lock technology in an emergency.

Frequently asked questions

Below, we have answered some frequently asked questions about brake failure lawsuit loans.

What paperwork do I have to fill out for a lawsuit loan?

Uplift Legal Funding is a completely paperless company, so you will never have to worry about forms getting lost in the mail or not arriving on time.

You, as the plaintiff, do not have to worry about sending anything at all. Your attorney will send us all the documentation we need.

Once you have been approved for funding, we have multiple paperless funding transfer options for you to choose from.

Do I have to pay back the funding if I lose my case?

We grant our funding on a contingency basis, similar to how lawyers charge. This means you do not have to pay back the advance if you lose your case.

Can I get a brake failure accident loan?

The requirements for a brake failure accident loan are easily met. If you satisfy all three of the requirements below, you are qualified to apply with Uplift Legal Funding.

• 18 years and older – Uplift cannot grant legal funding to minors.
• You must have an attorney – You must have an attorney before applying for a lawsuit loan.
• You must have a strong personal injury claim – For brake failure lawsuit loans, there must be evidence of liability against the defendant.

If you meet each of the requirements above, you may qualify for funding with Uplift! Uplift never checks credit or employment history. We grant our cash advances solely based on the quality of your case. You can find out how legal funding works by visiting our page.

Legal funding for your brake failure lawsuit

Because brake failure cases involve multiple potential defendants, including the manufacturer and the mechanic, a stronger case can be taken to trial. The stronger the case, the greater the potential for legal funding. Even if your vehicle caused the accident, if brake failure contributed, you might have a strong case and be able to get legal funding.

At Uplift Legal Funding, we are always on the plaintiff’s side. Do you believe you have a strong case? Apply online or give us a call today at (800) 385-3660 to get started.