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Settlement Loans

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    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply or Call

    Apply online or give us a call. This step only takes a few minutes.

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    We contact your attorney and review your case. This only takes a few hours.

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    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Lawsuit Loans for Settled Claims

    After you have reached the end of the lawsuit, you may think that all of the waiting is over. However, you may find out that you still have a fair bit of waiting to do before you receive your hard-earned money. Uplift will grant you a non-recourse cash advance. Non-recourse means that if you do not win your case, you get to keep the cash advance on us. Here at Uplift, the goal of our pre-settlement loans is to help you through a difficult situation, not make it more taxing.

    Sometimes it can take weeks or even months before you receive your settlement. This is where a cash advance from Uplift Legal Funding can help. We offer settlement loans the next day after approval. Often, after having waited months or years for a settlement, you have lots of expenses you need to be paid now.

    The same is especially true for pre-settlement loans. This is because you know when a case will settle. Living expenses are bound to keep adding up. With a lawsuit loan, you will be able to pay for those living expenses while you fight for fair compensation on your case.

    With a settlement loan from Uplift Legal Funding, you will be able to make those payments while still waiting for that settlement check to come in the mail. Get started today by contacting one of our personal injury case managers, If you need the money and want to get cash now, call us today. We can get you a lawsuit loan within 24 hours of attorney approval.

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    What’s the difference between pre-settlement loans and settlement loans?

    With pre-settlement loans, legal funding companies like Uplift have to review the entirety of your case. Because there is less certainty about the amount you will receive from your lawsuit if and when it does settle, we can only advance 10-15% of the expected gross settlement value or about 25% of the expected net settlement value.

    Once your case has actually settled, the process is much easier. We just need to know a small amount of information from your law office to get you approved. The review process can take as little as a few minutes and we can provide funding up to 50% of the net amount you are expected to get from your lawsuit.

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    How much can I qualify for?

    If your lawsuit has settled in your favor, Uplift can typically approve for 50% of the net amount you will receive from your settlement.

    A net settlement is basically the total settlement amount less all deductible expenses. This includes but is not limited to:

    • Litigation expenses
    • Attorney’s contingency fees
    • Medical bills
    • Statutory liens
    • Any existing pre-settlement funding liens

    Before the attorney can send you your portion, all of the above portions have to be paid off. The largest part of your settlement will most likely go to your attorney, as a part of the contingency fee most personal injury attorneys are paid with.

    Here’s an example: Say you win a personal injury settlement of $75,000, Your attorney’s fee is a typical 33% (taken after court expenses), your medical expenses might be $20,000 and other expenses might be around $1,000. In that example, your net settlement would be $29,000.

    Here at Uplift Legal Funding, we would be able to advance you 50% of your net settlement. So in this case you would qualify for about $14,500 of pre-settlement funding.

    Lawsuit loans, while extremely helpful, are expensive! Even with the low rates offered by Uplift legal funding, lawsuit loans still take out a portion of your settlement. At Uplift, we always advise that you take only what you absolutely need to scrape-by. We want you to keep as much of your settlement in your own pocket as possible.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

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    How a post-settlement loan can help you

    Lawsuit loans can help you by tying you over until you reach your settlement. Sometimes there are unexpected delays, and it can take several months for your net settlement. When these delays happen you will want a post-settlement loan from Uplift Legal Funding.

    You can use the settlement loan for whatever you want. Typically people use lawsuit loans to cover living expenses. This includes but is not limited to:

    • Rent/Mortgage
    • Bills
    • Medical bills
    • Child support
    • College tuition
    • Car payment

    Uplift does not have any limitation on what you have to use the pre-settlement or post-settlement funding for. You do not even have to spend it, you can keep it in your bank account if it gives you peace of mind.

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    How quickly can you get a post-settlement loan?

    We can get you your settlement loan within 24 hours of applying. It all depends on how quickly your attorney supplies us with the documentation that we request. But generally, it takes between 24 and 48 hours for us to get you your settlement loan.

    We understand that this lawsuit was probably emotionally and mentally draining. The added stress of not being able to have your settlement can be unbearable. This is why we offer such a quick turnaround for our settlement loans.

    Our Satisfied Customers

    Jacob H testimonial avatar

    Jacob H

    5 Star Customer Review

    Uplift Legal Funding went above and beyond to ensure I didn’t lose everything. I was able to pay my bills and avoid the imminent threat of eviction. I wholeheartedly recommend Uplift Legal Funding. You have my eternal gratitude.

    Nicole P testimonial avatar

    Nicole P

    5 Star Customer Review

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    Brianna M testimonial avatar

    Brianna M

    5 Star Customer Review

    I couldn’t recommend Uplift Legal Funding more! Holly and Jared made the process so easy and pain free! All I had to do was email them and they were on it. I can go on and on about how much I recommend them! Thanks again Holly, Jared, and the whole Uplift Legal Funding team!

    These testimonials are from real, satisfied customers that we reached out to after they left positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.

    What kinds of cases does Uplift grant settlement cash advances on

    Uplift Legal Funding grants pre-settlement loans on most personal injury cases; from medical malpractice to accidents due to road construction. Below we have listed just a few of the cases we provide funding on.

    In certain cases, lawsuit loans can not only provide peace-of-mind but actually enable you and your attorney to seek a higher settlement. This is because you will not have to accept any lowball offers made initially by the insurance company. You will increase the value of your case by getting maximum medical treatment. The increase in the value of your case means there’s an increase in how much you will get in your pocket from the lawsuit.

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    What rates does Uplift Legal Funding charge on a post-settlement cash advance?

    Uplift offers some of the lowest rates for settlement loans in the industry. Our rates are between 17.5 and 22.5% in non-compounding fees. Non-compounding means that you only get charged interest on the principal value of your advance.

    We charge some of the lowest rates in the legal funding industry. We are so confident that our rates are the best, we guarantee we can beat any pre-settlement funding contract that you send us.

    Settlement funding with Uplift Legal Funding

    When you get a settlement loan from Uplift we can guarantee that you are getting the best possible deal. We offer post-settlement loans for most personal injury cases. This is equally true with pre-settlement loans.

    Get started now and call one of our personal injury managers. If you need money now and want to get cash, apply now. We can get you funding within 24 hours of attorney approval.

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      Settled Claim Funding Examples

      Michigan Settled Claim


      Funded in 2023

      Class action abuse claim against a university arising from the conduct of a doctor. The plaintiff’s claim had already been resolved in principal for nearly $500,000 when he applied with Uplift Legal Funding.

      New York Settled Claim


      Funded in 2020

      This is a whistleblower case that was settled and settlement funds would be processed by the Federal and state government. The overall settlement is 4 million to the government and the expected net settlement to the client is 271,751.09.

      Oklahoma Settled Claim


      Funded in 2020

      Class action claim against a large pharmaceutical company. The plaintiff was part of a large class action and reached out to Uplift Legal Funding to request $3,000 once his case had already been resolved for around $65,000.

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