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How Legal Funding Works

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    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply Online or Call

    Apply online or give us a call. This step only takes a few minutes.

    Step 2 - we review your case icon

    We Review

    We contact your attorney and review your case. This only takes a few hours.

    Step 3 - get funding icon

    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Learn More About Legal Funding Before Applying

    Legal funding may seem complicated – this guide should remove some of the mystery. If you have any questions, please give Uplift Legal Funding a call at (800) 385-3660.

    Lawsuits can take a long time before they settle, no matter how clear the negligence or big the damages.

    Obtaining legal funding can help you bridge the financial gap between now and until your case is settled or won in court.

    Our service is meant to help you regain financial control while you wait for your personal injury case to settle.

    The funding is not a loan, because you only repay if you win the case. We get paid the same way your attorney does: only if your case is won.

    If for any reason your case falls through, you keep the money we advanced you for free.

    If you’re new to legal funding, here are some common questions this guide will have the answers to:

    • “Does my case qualify for legal funding?”
    • “Do I need to repay the advance if I lose my case?” (hint: you don’t!)
    • “How does the application process work, and how fast it?”
    • “How much cash can I get against my pending settlement?”
    • And more…

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    More on Uplift Legal Funding’s Process

    Obtaining legal funding from Uplift is easy. Our process is 100% paperless, hassle-free, and seamless for you and your attorney alike. Here’s the entire legal funding process from start to finish:

    1. Introduce Yourselfapply online or give us a call at our toll-free at (800) 385-3660. All we need from you when you apply are the basic facts of your case, as well as your attorney’s contact information. That’s all we need — your part is done after this step.
    2. We Review Your Case – first, we contact your law firm to learn more about your case. This step involves us getting in contact with your law firm, (with your permission) so we can learn about your case. Our underwriters will request information from your attorney based on your case type. For general personal injury loans with small-dollar values, we require very simple and straight-forward information.
    3. We Send You Cash – we send you cash within 24 hours of approval. We can send you the funds in a variety of ways, including but not limited to: direct deposit, overnight FedEx check, Money Gram, Western Union, and more.

    So, how fast can you get legal funding? That all depends on how promptly your law firm gets us the information we need to review your case. From the moment we obtain legal funding documents, we can usually get cash in your hands in 24 hours or less.

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    How Much Funding Will I Qualify For?

    The above question is framed as “does your case qualify” instead of “do you qualify” because your personal financial history has nothing to do with your chances of getting a pre-settlement advance—it’s all about your case. The stronger the merits of your case, the higher your chances of approval – it’s that simple. While each case is unique, there are a few basic qualifications. Our case managers look at the following factors when reviewing a case.

    1. Liability – the opposing party (defendant) must have been responsible, and therefore liable for your injuries. To win your case, you must prove the other party was at fault. This means showing that your injuries are a result of their negligence. If a defendant rear-ended your vehicle, the liability is very clear and therefore your likelihood of approval for a pre-settlement advance is very high. For most traffic-related incidents, a police report often decides who is at fault, though police officers are sometimes wrong. For other cases, like premises liability and slip and falls, similar documentation such as an incident report or a witness statement can help establish liability.
    2. Insurance coverage – in most cases, legal funding companies assume that the sum of relevant insurance coverage is your maximum case value. Underwriters will ask your lawyer what the defendant’s policy limits are and, for auto accidents, whether you have UIM coverage.
    3. Damages – you must have sustained some type of bodily or economic damage. In order to get a cash advance on a pending settlement, you must have sustained some damages as a result of the incident. The types of damages one can sustain include bodily injuries like bone fractures or whiplash, and or economic damages such as lost wages. Legal funding companies often ask for medical records to get an idea of what treatment you’ve had and medical liens to see the treatment’s cost.
    4. Previous advances – While some legal funding companies won’t bite, legal funding with prior advances is an Uplift specialty. While prior advances can reduce the amount of new legal funding you qualify for, Uplift frequently buys out other funding companies’ liens. We even offer legal funding refinancing. If another lawsuit finance company is charging you high interest, we’re happy to refinance at a lower rate with no additional funding.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

    24 Hour Funding

    24 Hour Funding

    Get $500 to $250,000+ as soon as today

    Low Rates

    Low, Simple Rates

    Simple, non-compounding rates that save you money on legal funding

    No Monthly Payments

    No Monthly Payments

    Only pay at settlement – if you lose your case, you pay back nothing

    Trusted

    Trusted

    Get the legal funding you need with the service and transparency you deserve

    What Does Pre-Settlement Funding Cost?

    The cost of legal funding varies from company to company, and sometimes from case to case.

    Uplift provides a rate-match guarantee, which means that we will meet or beat any competitors’ funding contract terms. To honor this guarantee, we require that you provide the competing contract (call for details).

    Uplift’s direct funding predominantly involves simple, non-compounding interest.

    Simple rates mean you never pay interest on interest, only principle.

    The following chart illustrates the effect of compound vs. simple interest on $1,000 of legal funding.

    Illustratively, the chart assumes 2.5% monthly simple interest on $1,000 of legal funding vs. 2.5% monthly compound interest on $1,000 of legal funding.

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    Read More About Lawsuit Loans and Personal Injury on Our Blog

    Uplift Legal Funding provides plaintiffs and legal professionals with a wealth of information about legal funding, personal injury and related topics on its blog

    Our Satisfied Customers

    Emily S

    5 Star Customer Reviews

    I was going through a really tough financial situation. I contacted Uplift Legal Funding and they were so quick to help me. Within hours of asking for help, they deposited the money directly to my account. It means a lot when someone understands what you are going through and helps you right away.

    Jacob H - California Uplift Legal Funding Client

    Jacob H

    5 Star Customer Reviews

    Uplift Legal Funding went above and beyond to ensure I didn’t lose everything. I was able to pay my bills and avoid the imminent threat of eviction. I wholeheartedly recommend Uplift Legal Funding. You have my eternal gratitude.

    Nicole P Testimonial Headshot

    Nicole P

    5 Star Customer Reviews

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    Why Plaintiffs Trust Uplift Legal Funding

    At Uplift Legal Funding, our number one priority is to serve plaintiffs in their time of need. We understand that waiting for a case to settle is an option everyone can afford, so we do our best to get you the cash as fast as possible. When applying with Uplift for legal funding, expect the following benefits:

    • No-win no-pay legal funding from a reputable legal funding company
    • Personal customer service: a dedicated specialist will guide you through our easy 3 step process.
    • Some of the lowest rates in the industry: unlike other companies in our space, our rates are reasonable and fair.
    • Openness and transparency: you will know what’s going on at all steps of the legal funding process, guaranteed.
    • Fast cash transfer: upon approval, cash is yours within 24 hours or less.
    • Fast and easy application: our legal funding process is 100% paperless and easy-it takes 5 minutes to apply.

    Ready to get started? Apply online or give us a call at (800) 385-3660.

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      No credit check

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      24 hr. funding

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