Car Accident Loans

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    Car Accident Loans Made Simple

    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply or Call

    Apply online or give us a call. This step only takes a few minutes.

    Step 2 - we review your case icon

    We Review

    We contact your attorney and review your case. This only takes a few hours.

    Step 3 - get funding icon

    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Car Accident Loans From Uplift Legal Funding

    Uplift Legal Funding offers low-cost car accident loans with simple rates to plaintiffs nationwide. We approve funding requests as soon as the same day you apply. We offer several same-day and overnight options for delivering your funds.

    The physical and economic damages caused by a car accident can be severe. Some personal injury claims can take years to resolve. If your accident left you unable to work, lawsuit loans can help. Uplift helps plaintiffs get by financially before their case settles.

    If you’re the victim of a car accident and need money for living expenses, apply online, or call us at (800) 385-3660.

    100+ 5 Star Gold star Reviews

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    5.0 / 5.0

    What are Car Accident Loans?

    A car accident loan is a cash advance against whatever compensation might be awarded in a personal injury case. The cash is received up front, and the remaining balance accrues interest until your case is settled. If you don’t receive a settlement, you don’t have to repay the loan.

    Plaintiffs can use the funds for anything, but most use the funds for living expenses or medical expenses. There are no payments made until the end of your case.

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    Uplift’s 24 Hour Car Accident Loans

    Uplift Legal Funding frequently provides advances within 24 hours – from application to funds in your pocket. In fact, we often provide funding the same day a plaintiff applies.

    How do we do it? Basically, when you apply with Uplift Legal Funding for a loan on your car accident settlement, we immediately email and call your law office. Our email contains a basic information request regarding the accident claim. When we call your attorney, we try to discuss this same information with them over the phone.

    If we can speak with your attorney over the phone, we can sometimes approve your case in a matter of hours. If we can’t reach your attorney via phone, we can still get your accident loan processed within 24 hours as long as your attorney provides information via email or calls us back to discuss your case.

    For requests of less than $10,000, our review process can take as little as an hour. For requests of more than $10,000, our review process can take as little as a few business hours.

    In any case, the primary hang-up on most requests is getting documents and information from your law office. To help with the turnaround time, let your attorney know that you applied with Uplift Legal Funding and give them consent to provide case information so that we may review your case.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

    24 Hour Funding

    24 Hour Funding

    Get $500 to $250,000+ as soon as today

    Low Rates

    Low, Simple Rates

    Simple, non-compounding rates that save you money on legal funding

    No Monthly Payments

    No Monthly Payments

    Only pay at settlement – if you lose your case, you pay back nothing



    Get the legal funding you need with the service and transparency you deserve

    Low, Simple Rates for Car Accident Lawsuit Loans

    Uplift Legal Funding is transparent and upfront about the costs of pre-settlement lawsuit loans and post-settlement loans. A representative can provide you with a nearly instant written quote for the advance on your first call with us.

    Uplift Legal Funding provides simple, non-compounding rates as low as 15% every 6 months. 

    Our lawsuit loan calculator also gives you an idea of how Uplift Legal Funding compares to typical competitors who use compounding interest rates on their loans instead of simple interest rates.

    Car accident settlement loans can be immensely helpful after an accident if used correctly and in moderation. For interested plaintiffs, Uplift Legal Funding is proud to offer rolling monthly contracts to cover ongoing expenses for the duration of your lawsuit.

    Click here to use our lawsuit loan calculator and see how much a car accident loan will cost based on your requested advance amount.

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    Car Accident Lawsuit Loan FAQs

    Car Accident Loan FAQs

    Uplift Legal Funding helps plaintiffs make the right decisions on auto accident loans. In the six years we have been in business, we’ve heard just about every question about car accident loans that you could imagine. We compiled those questions (and answers) here.

    If you want to learn more about your car accident lawsuit specifically, check out our auto accident lawsuit FAQs.

    What are car accident loans?

    Car accident loans are a contingent advance against the proceeds from your case. You get cash upfront and the outstanding balance accrues interest until your case concludes. If your case is unsuccessful, you repay nothing.

    How much cash can I qualify for?

    We provide car accident loans as small as $500 and up to $1,000,000.

    After reviewing your case (liability, damages, insurance, and previous advances), we determine a value for your case. We can usually advance up to 15% of the total value of your vehicle accident case.

    How do I qualify for a pre-settlement car accident loan?

    Approval for car accident lawsuit loans typically involves three factors:
    Liability – who was at fault for the accident?
    Damages – what medical, economic, and other damages have you sustained?
    Insurance Coverage – which insurance carrier is liable, and how much coverage do they have?

    Legal funding companies can typically review your case during a quick phone call or email correspondence with your attorney.

    How does a legal funding company assess the value of my car accident claim?

    The value of an auto accident claim is not black and white. Determining this value involves looking at various factors, including the nature of the injuries as well as the economic losses sustained from the accident. The amount given to these factors is a result of a thorough look at the car accident injury, medical records and history, medical treatments, and talking with the plaintiff’s physician.

    Another determining factor includes the validity of the claim. Is there enough evidence that points to the negligence of the defendant? The more evidence there is, the more we value the claim.

    Do I need to have an accident attorney to qualify? What part does my attorney play?

    To qualify for an auto accident loan, you must have hired an attorney on a contingency basis (no-win, no-pay).

    Your attorney helps us review your case by providing relevant documentation and information. Your attorney is also in charge of paying back your advance if your case settles favorably.

    How will I get my money from my pre-settlement accident loan?

    Uplift offers two paperless and one paper method of receiving your funds.

    The two paperless options are direct wire to your account and Western Union. We also offer overnight checks as a backup option.

    We advise that you opt for either the direct wire or the Western Union options. This is so you can get your cash as quickly as possible. If you do not have a bank account, please opt for a paper check or Western Union. You can cash Uplift checks for $7 at any Wells Fargo location.

    Our Satisfied Customers

    Emily S testimonial avatar

    Emily S

    5 Star Customer Review

    I was going through a really tough financial situation. I contacted Uplift Legal Funding and they were so quick to help me. Within hours of asking for help, they deposited the money directly to my account. It means a lot when someone understands what you are going through and helps you right away.

    Jeremy H testimonial avatar

    Jeremy H

    5 Star Customer Review

    While waiting on my settlement I found myself in a bind. A quick Google search and a couple minutes later I was on the phone with Holly from Uplift. Two days later I had the funds I needed. I’m so glad I chose Uplift for my funding needs.

    Nicole P testimonial avatar

    Nicole P

    5 Star Customer Review

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    These testimonials are from real, satisfied customers that we reached out to after they left positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.

    Uplift Legal Funding

    Uplift Legal Funding offers financial support to plaintiffs involved in ongoing lawsuit settlements. We offer fast and easy pre-settlement car accident loans with low rates to plaintiffs nationwide.

    We offer a lowest rate guarantee for your car accident settlement loan (call for details). That means we will beat any contract a competitor offers.

    Contact us toll-free. Our phone number is (800) 385-3660 or apply online today!

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      Car Accident Claim Funding Examples

      California Car Accident Claim


      Funded in 2024

      Our client was involved in a motor vehicle accident caused by a semi-truck that changed lanes due to road debris. He sustained a back injury requiring a lumbar fusion, multiple injections, and RFA procedure.

      Florida Car Accident Claim


      Funded in 2024

      Pedestrian accident that resulted in wrongful death. Defendant was a US government entity that was self-insured.

      Florida Car Accident Claim


      Funded in 2024

      Rear end motor vehicle accident with $1,000,000 coverage and additional $5,000,000 in umbrella coverage. Plaintiff underwent a cervical spine surgery and incurred over $100,000 in medical expenses.

      Louisiana Car Accident Claim


      Funded in 2023

      Intersection accident in which a semi-truck failed to yield to the plaintiff. Plaintiff had to undergo a left elbow and right shoulder surgery.

      Michigan Car Accident Claim


      Funded in 2023

      The plaintiff was involved in a motor vehicle accident that caused a traumatic brain injury and neck injury. He ultimately had to have neck surgery. The defendant had minimum coverage, but the plaintiff had underinsured motorist coverage of $100,000.

      Michigan Car Accident Claim


      Funded in 2023

      Rear end motor vehicle accident that resulted in the plaintiff having shoulder surgery. The plaintiff had $6,000 of funding from another company that Uplift was able to refinance at a lower rate.

      New Jersey Car Accident Claim


      Funded in 2023

      Commercial motor vehicle accident that had settled for $1,200,000 when plaintiff applied with Uplift. Uplift helped the plaintiff refinance her existing funding and was able to get her a substantially lower rate than the competitor she used in the past.

      New York Car Accident Claim


      Funded in 2024

      The claimant was rear ended while waiting at a red light. He sustained multiple soft-tissue injuries and incurred $50,000 in medical expenses from conservative treatment.

      Texas Car Accident Claim


      Funded in 2023

      The plaintiff was riding a motorcycle on the highway when a car turned left in front of him. He had to undergo multiple surgeries including closed reductions and fixations of his acetabulum, pelvis, radius and sacrum.

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