Why Florida Plaintiffs Choose Uplift
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Florida Lawsuit Loans Overview
When you use Uplift for your Florida pre-settlement loans, the process is simple:
Just apply online or call us to get started. We’ll review your case (including contacting your lawyer or law firm) and make sure we understand every detail. Then, we’ll decide the amount of funding your case qualifies for and send you the money in a way that works for you.
That money can be used to cover the costs that burden you during an ongoing court case and help you get the most out of your representation in court.
Uplift provides pre-settlement funding on most Florida personal injury cases. A few examples include:
- Car accidents
- Bus accidents
- Commercial vehicle accidents
- Semi-truck accidents
- Uber and Lyft accidents
- Bike accidents
- Motorcycle accidents
- Jones Act claims
- Florida auto accidents claims
- Defective Medical Devices claims
- Slip and fall claims
- Medical Malpractice claims
- Dog Bite claims
Claims We’ve Funded in Florida
2022 | Funded $120,000
Florida auto accident with $500k in coverage and over $200,000 of medical expenses. Plaintiff underwent cervical spine surgery with instrumentation.
Negligent Security Claim
2019 | Funded $38,000
Tampa, Florida negligent security case against the bar outside of which plaintiff was assaulted and hit over the head with a baseball bat.
Premises Liability Claim
2021 | Funded $202,000
A Florida plaintiff was injured on an airplane due to airline employee negligence. Plaintiff suffered from permanent shoulder injuries that substantially affected her quality of life.
Quick Reference Florida Lawsuit Loan Facts
|Uplift’s Average Florida Funding||$11,986 per claim|
|Funding Range in Florida||$500 to $1,000,000+ to clients in Florida based on the facts of your case|
|Funding Turnaround Time||Same-day funding is possible from $500 to $100,000|
|Florida Fault Laws||Florida follows the law doctrine of “no-fault” in injury cases which means both parties in a dispute must file claims with their insurer regardless of who was the negligent party.|
|Statute of Limitations in Florida||4 years for personal injury; 4 years for property damage|
|Minimum policy limits in Florida||$10,000 bodily injury liability per person|
$20,000 bodily injury liability per accident
$10,000 property damage liability per accident
Do I qualify for a lawsuit loan with Uplift Legal Funding?
There are only three things you need to qualify for a Florida lawsuit loan from Uplift:
- Quality of your case (what kind of case is it?)
- Stage of your case? (how long have you been fighting this?)
- Cooperation of your attorney (how quickly your attorney gets us information)
With these three easy steps, Uplift Legal Funding can get you approved in as little as 24 hours. Uplifts personal case managers answer all calls and can tell you if you qualify in as little as 2 minutes!
Benefits and costs of lawsuit settlement loans in Florida
Lawsuit loans provide a no-strings-attached legal lifeline. If you’re struggling to keep up with life’s financial responsibilities while engaged in a personal injury lawsuit, pre-settlement funding can be the answer. These cash advances have no hidden fees, no monthly payments, and don’t rely on a clean financial history to access.
With a lawsuit loan from a reputable agency like Uplift, you can afford things like medical bills and legal costs (aside from attorney’s fees) to help strengthen your personal injury case. This also means you can resist the pressure to settle for less than your case is worth — something many insurers may try to persuade you to do.
Lawsuit loans of 100% risk-free. If you win your case, you pay back your advance using money from your settlement. If you lose, you don’t pay anything back.
In terms of repayment, Uplift can give you access to some of the most favorable rates in the industry. We offer simple, non-compounding interest on pre-settlement loans so that if and when you win your case, you’re don’t have to struggle to pay back the funding needed during the proceedings.
What does a Florida lawsuit loan cost?
The cost of your Florida lawsuit loan depends on a wide range of factors. First, you only pay back this funding if you do not win your case. This means that a lawsuit loan is a low-risk way to finance your case — it only costs anything if you win!
If you win, the cost of your Florida lawsuit loan depends on a few factors. The first is the most obvious: the amount of funding you receive. Of course, you’ll have to pay back the amount you were awarded.
It also depends on how long the case takes to settle. Your loan accrues interest on the amount of the loan, so the cost of the loan will be higher if your case takes longer to conclude.
This is why it’s important to compare funding companies before signing terms to receive pre-settlement support. Some companies have different interest rates and funding limits.
For example, Uplift Legal Funding loans only gain interest on the principal (without interest) while other companies may include the previous term’s interest when calculating the current term. This means — even if interest rates are equal — one loan will be more expensive over time. Uplift rates are transparent and fair, which is why more Florida plaintiffs trust us than any other option.
Can I get pre-settlement funding in Florida with bad credit?
Many plaintiffs are surprised to find that pre-settlement funding is not affected by credit history. In fact, our process doesn’t even include a credit check. Your credit score and financial situation are not factors because a lawsuit loan against your pending lawsuit is non-recourse. Your personal injury attorney only pays back the funding if your case settles.
Thus, all that matters in deciding whether you’re eligible for pre-settlement funding is the specifics of the case: who’s at fault, the amount of your medical bills and other factors.
How to compare rates for legal funding in Florida
It may be easy to simply search “best legal funding companies and Florida” and go with the first one you see. Unfortunately, however, this may not get you the best results for your case.
There is a number of things to look out for that may affect your chance of getting good terms, a favorable interest rate, and a simple loan that provides the assistance you need — when you need it. To find the best options for lawsuit loans in Florida, ask a lot of questions of any company you find as well as any attorney who refers you to a lawsuit loan provider.
To learn more, click here.
Do I need a lawyer to get a lawsuit cash advance in Florida?
Yes. You need to have a lawyer appointed to your case in order to qualify for a lawsuit loan in Florida. This is because according to Florida state law, it’s actually the responsibility of your attorney to repay the loan from the court settlement if you win your case.
This is why it’s so important for you and your lawyer to find the best company for your needs. If you rush into an agreement, you may receive less of the settlement than you deserve due to unfavorable terms, or predatory, compounding interest rates that your lawyer must pay back from your winnings.
What can I use lawsuit loans for?
There are very few restrictions on how you use a lawsuit loan, aside from using it on attorney’s fees. Pre-settlement lawsuit loans can be used for:
- Medical bills (past and future): Bills incurred from your injury, tests that may add insight to your condition and strengthen your case, or unrelated medical bills may be covered by lawsuit loans.
- Loan repayment: Student loans, car loans, and mortgage payments may all be made using pre-settlement funding.
- Utility bills and household needs: Basic living expenses like rent payments, covering energy costs, and feeding your family are common uses of lawsuit settlement funding
- Other resources for your case: Lawsuit loans can be used to strengthen your personal injury case in other ways, including hiring experts for testimony and covering the cost of travel.
Is there a benefit to choosing a local Florida lawsuit funding company?
Contrary to what some believe, there is no benefit to choosing a local company to handle your pre-settlement loan request. Florida, like most states, has basically no regulation for lawsuit loan companies.
Most funding companies provide the cash you need via a wire to your bank account, a Western Union, or an overnight check. That means you’re free to choose any company in the United States. We suggest choosing the settlement cash advance company that offers the best rates.
Why choose Uplift Legal Funding in Florida?
Choosing a company to provide financial support at a difficult time can be stressful. After all, this assistance could make a difference in the outcome of your case and even your future life!
That’s why so many Floridians trust Uplift as their lawsuit loan provider. With low interest rates, simple compounding, great reviews, a high (A+) rating from the Better Business Bureau (BBB), plaintiffs in Florida can get peace of mind from working with Uplift when they need pre-settlement funding.
Here at Uplift Legal Funding, we provide cash advances for cases such as auto accidents, wrongful death, aviation accidents, and much more. With a population of over 21 million, Florida is the 3rd largest state in the United States. Florida also has the 8th highest fatal injury rate in America! With all these injuries, Uplift wants to help get you the funding you need.
With Uplift Legal Funding, residents of the Sunshine State get the following benefits:
- Better rates – Uplift Legal Funding is proud to provide industry-leading rates. Even if you already have an advance from a more expensive company, we will buy out the prior company, refinancing your existing funding at our low, simple rates.
- Same day funding – Uplift Legal Funding is the home of same day funding. With the help of your lawyer, we can often approve your case as soon as the same day you apply with us. Once approved, we send the funds the same day via wire or Western Union
- Complete trasnparency – We offer industry leading transparency in all aspects of the funding process. We are one of the few funding companies that provides upfront, detailed funding quotes on your first call. Learn more about our rates and the cost of legal funding with our lawsuit loan calculator.
- Lengthy Lawsuit Protection (Cap) – We offer caps on all of our contracts. After a certain period of time, interest no longer accrues once the amount due reaches a fixed cap. Call for details.
What Information and Documentation Does Uplift Legal Funding Need to Review My Case?
- Liability – who is at fault?
- Insurance – how much has insurance covered?
- Damages – how severe are the damages?
- Previous advances – who has funded you in the past if any?
Finding a Good Lawsuit Loan Company in Florida
Lawsuit cash advances can be confusing. It’s difficult to understand what to look for in a funding company. We want to help make it as easy as possible. Uplift made a guide so you know what to look for.
To find the company that is best for you, it is important to compare several funding companies. Try to get rates, terms and a formal detailed quote on your first call with a legal funding company, before you even apply. We are confident that diligent plaintiffs who compare rates and terms will choose Uplift Legal Funding almost every time.
At Uplift Legal Funding, we don’t just offer low rates. We offer funding from as low as $500 to as much as $250,000! For exceptional or high-value cases, we may be able to provide settlement loans in excess of that range.
Keep in mind that even with the best rates in the industry, lawsuit loans can be expensive. We always work with plaintiffs and their attorneys to determine a funding plan that is right for you, your case, and your law firm.
Florida lawsuit funding cheat sheet
The statute of limitations for personal injury cases in Florida is 4 years. This means that you can’t sue if the claim is older than 4 years. Uplift is here to provide settlement funding so that you can file your claim within this limit. Different states follow slightly different regulations.
Often, for legal funding requests early-on in a case, companies providing lawsuit loans in Florida must assume state minimum policy limits of:
- $10,000 PIP (personal injury protection)
- $10,000 PDL (property damage liability)
Florida is a “No-Fault” state. This means both parties go to their auto insurance to make their claims. This happens regardless of who is at fault. When injury is greater than how much PIP covers then a lawsuit can be filed.
Uplift Legal Funding offers funding in all Florida counties, including:
- Miami-Dade County
- Broward County
- Palm Beach County
- Hillsborough County
- Orange County
- Duval County
- Pinellas County
- Lee County
- Polk County
- Brevard County
- Pasco County
- Volusia County
- Seminole County
- Sarasota County
- Manatee County
- Osceola County
- Lake County
- Collier County
- Marion County
- St. Lucie County
- Escambia County
- Leon County
- Alachua County
- St. Johns County
- Clay County
- Okaloosa County
- Hernando County
- Charlotte County
- Santa Rosa County
- Bay County
- Martin County
- Indian River County
- Citrus County
- Sumter County
- Flagler County
- Highlands County
- Nassau County
- Monroe County
- Walton County
- Putnam County
- Columbia County
- Jackson County
- Gadsden County
- Suwannee County
- Levy County
- Okeechobee County
- Hendry County
- DeSoto County
- Wakulla County
- Baker County
- Bradford County
- Hardee County
- Washington County
- Taylor County
- Holmes County
- Madison County
- Gilchrist County
- Dixie County
- Union County
- Gulf County
- Jefferson County
- Hamilton County
- Calhoun County
- Franklin County
- Glades County
- Lafayette County
- Liberty County
Regulation of Lawsuit Loans in Florida
Florida has relatively minimal restrictions about funding your personal injury case using lawsuit loans, as long as the lender is not found to be interfering with litigation in any way (per Kraft v. Mason, 1996).
Attorneys and fees
In only one situation can an attorney fully pay for a client’s expenses. The Florida Ethics Opinion states that if a client is impoverished, an attorney may pay their court fees.
An attorney is able to make cash advances on a court case. This cash advance will or will not be paid back, depending on the outcome of the case.
Alternatives to pre-settlement lawsuit loans in Florida
There are no other programs that provide money to directly help you cover a broad range of expenses while the result is still pending. That’s what makes companies like Uplift so unique. We provide assistance to people in need to help cover medical expenses, utility bills, and other costs so they can get the treatment they need without taking a settlement that’s less than what they deserve.
There are other options for financial support, however. These options include:
- Florida Food Banks: There are food banks operating in regions across the state of Florida so that needy families can receive assistance with nutrition for their families.
- Low-Income Home Energy Assistance Program: Florida LIHEAP helps qualified Florida residents to afford their heating and energy bills year-round.
- Other state-run programs like Florida Medicaid, EBT (formerly known as food stamps), and temporary assistance for needy families (TANF).
Personal injury attorneys in Florida
Uplift Legal Funding can only provide Florida lawsuit funding once you have an attorney.
Below are some of the best personal injury law firms in Florida. Each firm is well-reviewed online.
Personal Injury Law Firms:
800 N Belcher Rd
Clearwater, FL 33765
Specialties: Car accidents, truck accidents, boating accidents
Florida Personal Injury Law Team
5401 S Kirkman Rd Suite 310-335
Orlando, FL 32819
Specialties: Mass transit Accidents, drunk driving accidents, bicycle accidents
Spivey Law Firm
13400 Parker Commons Blvd.
Fort Myers, FL 33912
Specialties: Slip and fall, paralysis, swimming accidents
Tina Willis Law Injury Accident Lawyers
390 North Orange Avenue Suite 2310
Orlando, FL 32801
Specialties: Wrongful death, medical malpractice, truck accidents
Florida Personal Injury Statistics
Florida has a very high wrongful death rate. It’s the 9th highest in the United States. A lot of these accidents are due to car accidents or motor vehicle accidents.
Car and motor vehicle accident statistics
Florida residents drive an estimated total of 207 billion miles yearly. Which means you drive about 10,211 miles a year.
Residents are about average when it comes to buckling up. About 87% of the time, people from Florida put on a seatbelt.
The drinking rate in Florida, on the other hand, is higher than the national average. Due to these factors, Florida’s car accident fatality rate is higher than the US national average.
Uplift offers car accident loans at reasonable rates. When paying back your lawsuit cash advance, you’ll be able to keep more of your settlement. Check out our guide illustrating how a cash advance can be helpful after a car crash.
Uplift Legal Funding
Uplift Legal Funding is one of the top lawsuit funding companies in the nation. We provide cash in advance of your lawsuit settlement so you can continue to live while pursuing an insurance company. We do this and can often send you cash directly in as little as 24 hours.
Legal funding can be expensive, but it also frequently enables plaintiffs to get fair settlements from insurance companies.
In personal injury cases, many plaintiffs find themselves out of work. Uplift’s Florida lawsuit funding aims to alleviate this added stress as much as possible. Contact us toll-free at (800) 385-3660 to speak with a friendly funding specialist today. Alternatively, you can apply online and we will give you a call to introduce ourselves.