Commercial Auto Accident Loans

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    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

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    Apply online or give us a call. This step only takes a few minutes.

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    We contact your attorney and review your case. This only takes a few hours.

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    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Understanding Commercial Auto Accident Loans

    If you’ve been involved in a commercial auto accident, the financial strain can be enormous. Medical bills start piling up, and if your injury prevents you from working, you might find it tough to manage everyday expenses. In such difficulties, commercial auto accident loans could be your monetary life-raft.

    These are not actual loans, but rather, pre-settlement funding or legal funding. They provide you with a cash advance on your eventual settlement to help you stay financially stable while awaiting your case resolution. It’s not a debt owed as repayment is tied to the success of your claim—an unsuccessful claim means you owe nothing.

    Commercial auto accident loans can be particularly helpful for plaintiffs in cases involving commercial vehicles, where lawsuit proceedings often extend due to complex liability issues and significant damages.

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    Why choose Uplift?

    Commercial vehicle accident lawsuit loans are Uplift’s bread-and-butter. We have a higher approval rate for these cases than any other case we fund. The reason for this is the large insurance policy. Even if policy limits are not yet known, it’s assumed that commercial vehicles have large insurance policies.

    People who aren’t too familiar with how insurance companies work think that if they get into a car accident, they’ll automatically get a large settlement. It’s more complicated than that. All states have minimum insurance requirements, but most are quite low (usually ranging from $15,000 to $30,000 per person involved in an accident).

    The rules are different for commercial vehicles, which include everything from a taxi accident to a truck used for work to an 18-wheeler. They are required to maintain higher insurance policies in the event of an accident.

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    Commercial vehicle accidents vs car accidents

    Commercial vehicle means there is a big insurance policy. This is because depending on the size of the vehicle, there can be some really severe damages.

    Types of commercial vehicles include:

    Insurance for semi-trucks and buses is particularly large. This is because they can weigh upwards of 80,000 pounds. This means they can cause serious damage to passenger vehicles.

    Rideshare companies have large insurance plans because there are multiple people they have to cover in the event of an accident.

    If you are in a typical car accident, there is no guarantee that the other person will have enough insurance to cover your injuries. Likewise, if the person doesn’t have insurance at all there’s no way of knowing whether or not your UM coverage will be enough.

    At the heart of it all, the primary difference between car accidents and commercial vehicle accidents is there is a higher likelihood that all of your damages will be covered.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

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    Get $500 to $250,000+ as soon as today

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    Get the legal funding you need with the service and transparency you deserve

    National Statistics

    There is a lack of data for crash statistics when it comes to rideshare accidents accidents (Uber, Lyft, Taxis).

    However, Uber has released a report stating that between the years 2017 and 2018 there were a total of 97 fatal crashes. Of those crashes, there were a total of 107 fatalities.

    According to the IIHS, in 2018 there were a total of 4,136 people who were in fatal crashes with commercial trucks. Of those people, 16% were truck drivers, 67% were occupants of passenger vehicles, and 15% were pedestrians, bicyclists, or motorcyclists.

    The fatality rate for truck accidents in 2018 is 31% higher than it was in 2009. The death rate for truckers due to these accidents is 51% higher.

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    Commercial insurance vs. private insurance

    The primary difference between commercial insurance and private insurance is that there is more risk for commercial insurance providers. This is because the commercial vehicle has a higher likelihood of being driven every day. The more a car is on the road, the higher the chance of an accident.

    This is particularly true for large trucks and semi-trucks. They are more likely to cause severe damage when they are in an accident, and therefore there is a big risk to the commercial insurance company. This is why they offer policies that are extremely high.

    Our Satisfied Customers

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    Jeremy H

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    While waiting on my settlement I found myself in a bind. A quick Google search and a couple minutes later I was on the phone with Holly from Uplift. Two days later I had the funds I needed. I’m so glad I chose Uplift for my funding needs.

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    Emily S

    5 Star Customer Review

    I was going through a really tough financial situation. I contacted Uplift Legal Funding and they were so quick to help me. Within hours of asking for help, they deposited the money directly to my account. It means a lot when someone understands what you are going through and helps you right away.

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    Brianna M

    5 Star Customer Review

    I couldn’t recommend Uplift Legal Funding more! Holly and Jared made the process so easy and pain free! All I had to do was email them and they were on it. I can go on and on about how much I recommend them! Thanks again Holly, Jared, and the whole Uplift Legal Funding team!

    These testimonials are from real, satisfied customers who posted positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.

    Legal Funding for Commercial Vehicle Accidents

    There are many reasons to choose Uplift Legal Funding, but the three top are speed, cost, and customer service. Uplift gets approvals sometimes within hours, and our fees are among the lowest in the industry. For smaller requests, we can get you approved with only one short call with your attorney.

    Perhaps most importantly, we value our clients. We provide daily updates to each client so they know exactly where in the process their application is. No up-front fees to apply either! Contact us at (800) 385-3660 or apply online to begin the application process today.

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    So it’s a good thing I got into an accident against a commercial vehicle?

    Well, no. It’s never good to be in any motor vehicle accident (MVA). What’s more, commercial vehicles are usually bigger and, in the cases of big rigs, far more dangerous. Accidents involving these accidents often mean more severe injuries and more damage to your vehicle.

    The good news, if there is any in such an unfortunate situation, is that you don’t have to worry about your injuries being uncompensated because of small policy limits. Insurance policies are usually at least $1 million for each person in an accident and can go up to $5 million or higher.

    Companies who require the use of commercial vehicles have more money to protect their employees. This means there is ample room for commercial vehicle accident lawsuit loans on your case.

    What is the value of my commercial auto accident case?

    There is no one answer to this question. Insurance companies and judges alike use more of a formula to determine a case’s value. They factor in a number of issues:

    • Who was at fault for the accident – was one or many parties responsible for the crash?
    • Injuries – what injuries did the plaintiff sustain?
    • What treatment did the plaintiff seek – did they have surgery?
    • Were there other plaintiffs in the accident – what were their injuries?
    • How big is the commercial insurance policy limit – does the plaintiff have extra insurance

    Different factors can result in different verdicts. The range of settlements can be anywhere from $10,000 to multi-million dollar judgments.

    How long will my commercial car accident case take to settle?

    Insurance companies love to defend claims against larger policies because there is more at stake. They will often offer smaller amounts upfront to get a plaintiff to settle for a nuisance value.

    Commercial motor vehicle accident cases can take anywhere from a few months to several years.

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    Qualifying for commercial vehicle accident lawsuit loans

    Getting money for your commercial vehicle accident lawsuit is easy. Most law firms are familiar with what legal funding companies require and can get information to them within a matter of days, if not hours.

    The underwriters review many of the same information listed in the “Case Value” section above. Because of the strength of commercial vehicle accident lawsuits, getting a lawsuit loan on a car accident claim is fast and easy.

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