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Texas (TX) Lawsuit Loans Made Easy

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    Texas (TX) Lawsuit Loans Made Easy

    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply or Call

    Apply online or give us a call. This step only takes a few minutes.

    Step 2 - we review your case icon

    We Review

    We contact your attorney and review your case. This only takes a few hours.

    Step 3 - get funding icon

    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Texas Lawsuit Loans Overview

    Our lawsuit settlement funding allows you to pay for whatever you need. We can provide lawsuit loans for cases such as medical malpractice, auto accidents, premises liability, and many more. Accidents and injuries can slow life down. Uplift aims to provide pre-settlement loans so your life doesn’t have to.

    Average Funding Per Case in Texas

    Uplift Legal Funding averages $6,936 in funding per claim for TX residents

    Available Funding Amount in Texas

    Uplift Legal Funding’s legal offers range from $500 – $1,000,000+ in Texas

    Texas Fault Laws

    Texas fault laws are “modified comparative fault,” with a 51% threshold. This means that the plaintiff may shoulder some of the fault and therefore the court may adjust their settlement award accordingly.

    Statute of Limitations in Texas

    The statute of limitations in Texas for both property damage and injury is 2 years

    Minimum policy limits in Texas

    $30,000 bodily injury liability per person
    $60,000 bodily injury liability per accident
    $25,000 property damage liability per accident

    100+ 5 Star Gold star Reviews

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    Am I Eligible For Pre-Settlement Funding in Texas?

    There are no laws regulating pre-settlement funding in Texas. In fact, Texas happens to be one of the very few states that allow a lawyer to directly lend money to their clients. However, a large majority of lawsuit loans are still administered by third-party lawsuit loan companies like Uplift Legal Funding.

    You are likely eligible for lawsuit settlement funding if:

    1. You were injured by a third party
    2. You have a pending settlement claim against an insurance company
    3. You have hired a law firm to represent you

    Unlike traditional loans, your credit score and employment history are not approval factors for pre-settlement lawsuit loans. A credit check is not performed on any advance request.

    With lawsuit loans, approval depends on the strength of your case, not your financial situation.

    Because there are no regulations for third-party legal loans, it’s important to do your homework and find a reputable lender with ethical lending practices.

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    How Much Does a Texas Settlement Loan Cost?

    The amount a lawsuit loan costs to repay will depend on the amount of money you borrowed and the terms of your loan.

    Not every pre-settlement loan company is the same, and some may charge higher interest rates than others. Look for companies that charge simple interest, which charges interest only on the principal amount, instead of companies that charge compound interest, which can significantly increase the amount you’ll have to repay.

    Uplift Legal Funding provides no-win/n0-pay pre-settlement lawsuit loans with simple, non-compounding rates and no upfront fees. Often, Uplift Legal Funding’s total charges come out to half those of our competitors. We disclose our terms upfront and in writing, and our client care team is happy to answer any questions you or your lawyer may have.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

    24 Hour Funding

    24 Hour Funding

    Get $500 to $250,000+ as soon as today

    Low Rates

    Low, Simple Rates

    Simple, non-compounding rates that save you money on legal funding

    No Monthly Payments

    No Monthly Payments

    Only pay at settlement – if you lose your case, you pay back nothing

    Trusted

    Trusted

    Get the legal funding you need with the service and transparency you deserve

    How Can I Get the Lowest Lawsuit Settlement Loan Rates In Texas?

    Separating the best ones from the pack can be challenging because there are no regulations for third-party legal lending companies in Texas. We have an in-depth guide to help you find the best settlement loan company right here.

    There are a couple of key things to look for to help find a reasonably priced lawsuit funding company.

    When applying with a lawsuit settlement funding company, you should not have to pay any upfront fees. All reputable lawsuit loan companies provide a free case evaluation. Furthermore, you should not need to provide any case information to get a firm quote on what the settlement cash advance will cost.

    So – the best way to find the lowest rate? Comparison shop! Call a few companies that provide lawsuit settlement loans and ask for a quote (in writing) from each. Move forward with two or three companies that have the best terms by providing them with your law firm’s contact information.

    Once you have a contract, make sure that the terms of your loans are clearly stated in writing. Watch out for hidden fees and make sure that your lawsuit loan contract does not prohibit you from getting additional funding.

    Always avoid companies that charge compound interest, as you’ll end up paying back a lot more of the loan than you would with a company whose terms are simple interest rates.

    Uplift Legal Funding charges some of the lowest rates on pre-settlement loans in the industry – we never charge any fees upfront and never charge compound interest.

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    How Much Pre-Settlement Funding Am I Eligible For In Texas?

    Uplift Legal Funding typically caps our Texas settlement loan amount at $250,000. However, not every one of our clients requires that much of a loan or is eligible to borrow that much. The amount we approve depends on the value of your case.

    While each legal lending company has different terms, the ballpark for pre-settlement cases is 25% of the demand amount and 50% of the client’s net portion of the settlement award for post-settlement cases. The net portion is the gross settlement value, minus lawyer fees and any other liens or fees associated with the case.

    Uplift Legal Funding offers both pre-settlement and post-settlement lawsuit loans. Even once your case has been resolved, it can sometimes take months to receive your funds. You could still be facing financial difficulties. Our post-settlement loans are administered similarly to pre-settlement funding, but we’re able to offer a higher loan amount and lower rates.

    Sometimes, the other party may have a certain time frame to pay the plaintiffs, especially in a class-action suit. You could be left waiting months or even a year for your money, but you need the cash, now.

    When determining how much money to apply for, take a careful look at what you actually need, versus what you want. Your lawyer may help you find the right amount to borrow.

    Our Satisfied Customers

    Emily S

    5 Star Customer Reviews

    I was going through a really tough financial situation. I contacted Uplift Legal Funding and they were so quick to help me. Within hours of asking for help, they deposited the money directly to my account. It means a lot when someone understands what you are going through and helps you right away.

    Jacob H - California Uplift Legal Funding Client

    Jacob H

    5 Star Customer Reviews

    Uplift Legal Funding went above and beyond to ensure I didn’t lose everything. I was able to pay my bills and avoid the imminent threat of eviction. I wholeheartedly recommend Uplift Legal Funding. You have my eternal gratitude.

    Nicole P Testimonial Headshot

    Nicole P

    5 Star Customer Reviews

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    How Can I Use Pre-Settlement Funding?

    Once you receive your pre-settlement loan, how you use the money is largely up to you. Most of our clients use the money to help pay for living expenses and housing, as many of them may have missed work because of their accidents.

    For the most part, you can buy groceries, repair or replace your car if it’s been damaged in the accident, and pay your medical bills. However, your settlement loan can’t be used for lawyer fees. Fortunately, most personal injury lawyers work on contingency and will be paid at the conclusion of your case.

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    Can a Lawsuit Loan Strengthen My Case?

    This is a somewhat complicated question. The short answer is no, obtaining a lawsuit loan won’t have any impact on your personal injury or accident case. However, lawsuit loans do frequently help accident victims secure a fair settlement.

    Many people who have been hurt in an accident and are filing a lawsuit may have missed work, either right after the accident because of injuries and healing or ongoing appointments for aftercare. Missing work often means smaller paychecks and thus financial struggles.

    Insurance companies generally pay the damages on behalf of the at-fault party after an accident, prefer to settle cases fast and for as little money as possible. Once the case is settled, the other party is no longer legally responsible for paying the plaintiff (you) for any other medical care you need due to your injuries.

    If you require, say, six months of physical therapy, and you settle your case three months after the accident, then the last three months of treatment are your financial responsibility.

    When plaintiffs are in need of money, they tend to settle faster, instead of pursuing the case to the end, including fully concluding medical treatment. If these plaintiffs have the funds to live on while their case is being prosecuted, then they can rest easy during the process.

    So, essentially, a lawsuit cash advance can give you and your lawyer more time to determine a just settlement award.

    Where in Texas can you get a lawsuit loan?

    With Uplift, the cash advance process is quick, easy, and completely paperless! The entire process, from start to finish is done without sending in paper forms. We do this by collecting e-signatures from both you and your attorney.

    Uplift offers two paperless ways to receive your cash advance. The first is directly wiring the funds. The second option for paperless cash is via Western Union.

    This means that while your claim may be in Texas, you can get funding, from start to finish, anywhere.

    We provide lawsuit loans in all counties and cities in Texas, including:

    Why choose Uplift in Texas?

    There are many benefits to choosing Uplift for Texas legal funding. Just a few of them are listed below:

    Quick and Easy: We provide approval in as little as two minutes when you call one of our personal injury case managers. We can approve you for Texas pre-settlement funding in less time than it takes to go to a payday loan store, and with lower rates! You can complete an application for Uplift Legal Funding online. Or you can call us at (800) 385-3660.

    Safe: Applying for legal funding online can be tricky. We value your security, safety, and privacy. From the moment we receive your application till you receive funding, we handle your personal information safely and privately.

    No win, no pay: If you do not win your case, you get to keep your funding without paying it back.

    Better rates: Uplift offers legal funding in Texas with non-compounding rates. Non-compounding means we only charge rates based on the original amount of funding. This way your rates stay low and manageable.

    No monthly payments: When you borrow money from Uplift Legal Funding, there are no monthly payments. Your attorney repays the advance if and only if your case settles.

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    Will bad credit prevent me from getting funding?

    Bad credit has no impact on your funding. We never run credit checks.

    There are only three factors that must be met for pre-settlement loans with Uplift:

    1. Quality of your case (is this a case we can fund?)
    2. How long have you been on your case(what stage are you at in the case?)
    3. How quickly your attorney gives us information. (has your attorney given us information in a timely manner?)

    Again, your credit rating, financial history, and employment status do not impact your chance at lawsuit funding. Our funding is based exclusively on the merits of your case.

    Texas personal injury claims we fund

    Uplift grants pre-settlement funding on most Texas personal injury cases. If you are in the midst of a case or just reached a settlement, Uplift can help you. Uplift has composed a fully comprehensive guide on what we fund. A few examples include:

    Texas Personal Injury Cheat Sheet

    In Texas, the civil statute of limitations is 2 years. If you don’t file your claim within two years of it happening, you may not be able to sue. Uplift is here to provide lawsuit funding so that you can file your claim within this time frame.

    Liability claims vary from state to state. Each state decides how much the plaintiff’s fault impacts the damages they can sue for. Texas’s guideline is modified comparative fault with a 51% threshold. It’s important to keep in mind that if you request car accident lawsuit loans early on in your claim, legal funding underwriters must assume Texas state minimum policy limits of:

    • $30,000 bodily injury liability per person
    • $60,000 bodily injury liability per accident
    • $25,000 property damage liability per accident
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    Regulation of Lawsuit Loans in Texas

    Texas lawsuit loans remain largely unregulated.

    Even with little to no regulation, Uplift Legal Funding always does what is best for the client. Uplift achieves this by displaying rates, fees, and repayment terms upfront. We exclusively charge simple,m non-compounding rates.

    Lawsuit Loan Alternatives For Texas Plaintiffs

    Lawsuit loans can be expensive, and not everyone may be eligible for one. Texas has several social programs that can help needy families, including those whose primary wage-earner is unable to work due to an accident.

    • Families who may be vulnerable to eviction or who need help with housing can receive help from Texas Housing Assistance (Rent Assistance and Eviction Diversion, etc.). This agency offers rent assistance and helps families to avoid eviction, as well as assistance with placement in low-income housing.
    • Families who need immediate assistance with food may check the Texas Food Bank Network to find a food bank near them, as well as hours and whether or not an ID or proof of residency is required.
    • If you’re unable to work because of an injury and have lost your family health insurance, you may be eligible for Texas Medicaid.
    • Temporary Assistance for Needy Families (TANF) can help families who are in dire financial straits and need cash immediately.
    • Feeding Texas helps Texas families with healthy meal planning and nutrition and engaging in more physical activity. Representatives can help people who receive SNAP food benefits maximize their benefits with smart meal planning.
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    Do I Need a Lawyer To Get a Lawsuit Loan In Texas?

    Yes. While Uplift Legal Funding doesn’t require you to have filed your lawsuit before applying for a pre-settlement loan, we will need to speak with the licensed attorney representing your case. They are the one who is ultimately responsible for paying the loan back.

    Your personal injury lawyer probably works on a contingency basis, which means that they only get paid if they win your case. Their fee is a portion of the settlement money. Lawsuit loans are likewise repaid from your settlement award. If you lose your case, then you don’t have to pay the settlement loan back.

    If you’re having trouble finding a lawyer to represent you in a personal injury case, Uplift Legal Funding can help! We work with many reputable personal injury and accident lawyers in Texas, and we can help you locate one in your community. Our website has contact information for many lawyers with a 4.5 out of 5-star rating or above on Google Reviews.

    Personal injury firms in Texas

    Uplift can only provide legal funding after you have secured an attorney.

    If you are having difficulty finding an attorney, we have compiled some for you.

    Each of the law firms below has a rating of at least 4.5 on Google:

    Baumgartner Law Firm
    6711 Cypress Creek Pkwy
    Houston, Texas 77069
    (281) 587-1111
    Specialties: Dram shop liability, Car accidents, Construction accidents, Pool Accidents

    Mullen and Mullen
    8105 Rasor Blvd #237
    Plano, Texas 75024
    (972) 947-3370
    Specialties: Slip and Fall, Traumatic brain injury, Electrocution accidents, Wrongful dead

    Krist Law Firm
    17100 El Camino Real
    Houston, TX 77058-2784
    (281) 720-3630
    Specialties: Maritime accidents, Aviation accidents, Product liability, Railroad accidents

    Turley Law Firm
    6440 N Central Expy #1000
    Dallas, TX 75206
    (214) 691-4025
    Specialties: Oil rig accidents, Dangerous premise accidents, Boating accidents, Medical malpractice

    Texas personal injury statistics

    Texas has a population of 28,995,881, making it the 2nd largest state in the United States! It ranks 23rd for per-capita fatal injuries.

    The yearly injury death rate in Texas is lower than the national average. However, when it comes to car accident fatality rates, Texas is on the higher side. Texas has a rate higher than the national average by nearly 3%.

    Texas residents drive an estimated total of 258 billion miles yearly, which means you probably drive about 9,397 miles per year. This is actually lower than the national average.

    Aside from miles driven, local seatbelt use and drunk driving habits play a large part in the car accident death rate.

    When it comes to wearing a seatbelt, Texans tend to do very well, buckling up an average of 94% of the time.

    However, in Texas, residents report drinking and driving a staggering 13.6% higher than the national average!

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    Lawsuit Loans from Uplift Legal Funding

    Uplift provides lawsuit cash advances to relieve the financial pressure associated with loss of work due to an injury. We care about our clients and aim to offer realistic lawsuit loans to each and every eligible case.

    What’s Next

    Uplift Legal Funding provides risk-free lawsuit settlement loans with low non-compounding rates. Our goal is to get you the funding you need so your life isn’t put on hold.

    We frequently complete funding requests in less than 24 hours. Once approved, we can transfer cash directly to your bank account. If you don’t have a bank account, we can send the cash you need via Western Union or an overnight check.

    Apply online or call us toll-free for a free consultation at (800) 385-3660. Our friendly funding specialists will be happy to help.

    Apply For Legal Funding Today










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      Texas Funding Examples

      Texas Assault & Battery Claim

      $65,000

      Funded in 2019

      The plaintiff was teaching in a prison. Due to the negligence of the guards, warden, and other staff, an inmate was able to sneak into a classroom and sexually assault the plaintiff.

      Texas Car Accident Claim

      $60,000

      Funded in 2019

      A drunk driver turned left in front of the plaintiff. Plaintiff sued both the defendant driver and the bar that over served the defendant. Plaintiff was in the hospital for two months after the accident and accrued more than $200,000 in medical expenses.

      Texas Car Accident Claim

      $65,000

      Funded in 2020

      The claimant was a passenger in a hit and run accident. In the accident, she sustained injuries to her back and neck. She ultimately needed to undergo a spinal fusion surgery.

      Texas Car Accident Claim

      $60,000

      Funded in 2020

      Disputed liability claim in which the plaintiff ran into a semi-truck that was disabled and blocking a rural highway. The plaintiff sustained catastrophic injuries as a result of the accident.

      Texas Car Accident Claim

      $70,000

      Funded in 2021

      The plaintiffs were involved in an accident where the defendant was speeding and rear ended them, causing the plaintiffs to crash in front of the car in front of them. Both plaintiffs had serious injuries from the accident and required surgery to reach maximum medical improvement.

      Texas Car Accident Claim

      $50,000

      Funded in 2023

      The plaintiff was riding a motorcycle on the highway when a car turned left in front of him. He had to undergo multiple surgeries including closed reductions and fixations of his acetabulum, pelvis, radius and sacrum.

      Texas Police Brutality Claim

      $55,000

      Funded in 2020

      Excessive force police brutality claim that was caught on officer’s body cam. The plaintiff’s face and ribs were injured as a result of the assault.

      Texas Premises Liability

      $175,000

      Funded in 2022

      The claimant went on a ride at a major theme park that had no padding on the headrest of her seat. The plaintiff hit her head on an exposed bolt in the seat headrest and sustained head and neck injuries.

      Texas Settled Claim

      $100,000

      Funded in 2023

      The plaintiff reached out to Uplift Legal Funding after his claim had already been resolved for more than $1,000,000. The plaintiffs claim arose from electrocution due to a large utility company’s negligence.

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