California Lawsuit Loans

California Lawsuit Loans Overview

Our lawsuit settlement funding allows you to pay for living expenses while your case is ongoing. We provide lawsuit loans for cases such as medical malpractice, auto accidents, premises liability, and many more. Accidents and injuries can slow life down. Uplift provides the financial breathing room you need to focus on your recovery while you wait for your settlement.

How Much Does a California Lawsuit Loan Cost?

Each pre-settlement lending company is different, and many have vastly different rates and terms for lawsuit loans. It’s important to do your research, especially when it comes to interest rates and fees. Some companies charge compound interest, meaning the amount you owe significantly increases over time. The interest is based on the total accumulated amount and added to your repayment obligation. As the interest compounds, so does your total repayment amount.

However, at Uplift Legal Funding, we offer simple interest rates, meaning we only charge interest on the principal pre-settlement amount. While the interest is still added to the repayment amount, it accrues at a steady, predictable rate.

Although California regulates pre-settlement loans, finding a reputable, ethical legal lending agency is essential. At Uplift Legal Funding, we can offer up to $250,000 in pre-settlement funding, depending on the strength of your case.

We also have a Lawsuit Loan Calculator, which allows you to estimate the amount you’ll have to repay, including interest. This tool can help you and your lawyer determine how much pre-settlement funding you should apply for. Click below to get an idea of what you would pay back on your legal advance.

Benefits of Pre-Settlement Lawsuit Loans in the State of California

If you’ve been hurt in an accident, whether you were driving your car, at work, in a store, or even bitten by a neighbor’s dog, the injuries likely made you miss work. Losing even a week of wages can significantly impact many families. If your injuries are severe and you need ongoing medical treatment or a lengthy healing time before returning to work, the financial burden increases.

Lawsuit loans can help you pay your bills, keeping you from falling behind financially. You can also use the money to pay for medical care, including ongoing care after the accident, such as physical or occupational therapy or chiropractic appointments. The better care you receive after the injury, the better your recovery will be. Since your medical expenses are often included in the settlement total, you’ll end up getting that money back after the case is closed.

Uplift Legal Funding charges much less than our competitors for California settlement loans, and we don’t compound interest. Plus, your loan is repaid out of your settlement funds, so you don’t have to worry about making payments until after the case settles. Finally, our loans are contingent on the outcome of your case. If you lose, you don’t have to pay the pre-settlement loan back.

How Does Lawsuit Funding Work?

Do you think a lawsuit loan is right for your needs, and are you curious about how it works?

The Process of Using Uplift Legal Funding for Lawsuit Loans Is Simple:

• Apply online using our easy form, or call one of our friendly client care specialists at (800) 385-3660. We’ll ask you a few quick questions about your case, including the contact information for your personal injury lawyer.
• We review the facts of your case with your lawyer and determine the strength of your claim.
• If you’re approved, we will send an agreement letter to your lawyer. The two of you will review it together and simply sign the form. We can often get the cash to you in as little as 24 hours!

Is a Lawsuit Cash Advance a Loan?

Unlike a loan, which must be repaid no matter what happens, a legal advance is only repaid if your case is successful. Pre-settlement advances help plaintiffs who are unemployed or on light duty get the funds they need to support themselves during their lawsuit. Unlike traditional lenders, legal funding companies do not require credit checks.

Lawsuit cash advances can be confusing and overwhelming. We want to help make the process as easy as possible. You can always contact us if you have more questions.

What Types of California Personal Injury Claims Does Uplift Fund?

Uplift Legal Funding provides lawsuit funding for most California personal injury cases. A few examples include:

• Auto accidents
• Premises liability
• Slip and fall
• FELA claims
• Employment
• Medical malpractice
• Wrongful death
• Police brutality
• Class action lawsuits
• Claims involving defective products
• Defective medical device claims
• Damaging pharmaceutical drug claims
• Sexual abuse and harassment claims
• Labor law claims

Does a Lawsuit Loan Affect My Legal Case?

This is a tricky question. Taking out a lawsuit loan in and of itself doesn’t have any impact on the facts or value of your case. It’s unlikely that the judge, jury, or even the other party will know that you’ve received pre-settlement funding.

However, personal injury cases can take time to build. Often, your law firm will not even send a demand letter until you finish treatment for your injuries. They will need to gather facts from witnesses, the police, you, and any third parties. The other party’s insurance company will want to settle the case as fast as possible for as little money as possible. If that doesn’t work, they will likely wait until your law firm files a lawsuit before offering any serious amount of compensation.

Once your medical treatment is completed and your lawyer has an estimate of the damages you’re entitled to, they’ll send a demand to the other party’s insurance company. Then, the company and its attorneys will review it and either accept it or counter the offer. All the while, you may be out of work or working reduced hours due to your injuries. For many people, losing hours at work means a smaller paycheck.

Accident victims who find themselves in a tough financial situation frequently settle their pending lawsuits for less than their full value.

How a Cash Advance for Your Lawsuit Can Help

That’s where a settlement cash advance can help. Lawsuit settlement loans help plaintiffs by giving them time to seek a fair settlement for their pending lawsuit. Lawsuit loan companies provide the cash you need to pay for living expenses while waiting for your fair settlement.

While taking out a lawsuit loan won’t change the facts of your case, having the security of pre-settlement funding allows you to pursue a more just and equitable conclusion.

What Can I Use My Pre-Settlement Funding For, Anyway?

Settlement loans may be used for just about anything: living expenses, rent, groceries, car payments, and utility bills. You can also use the money to repair or replace your vehicle if it was damaged in an accident so you can get back to work. Or, you may choose to pay your medical bills, co-pays, or co-insurance for your ongoing medical treatment.

The only thing that a lawsuit cash advance usually can’t be used for is paying legal fees or attorney bills. However, most personal injury lawyers are paid on a contingency basis—they only get paid if they win your case—and take a percentage of the award as their fee. If you are seeking funding for legal expenses, look for a company that focuses on litigation funding.

Am I Eligible for a Settlement Loan in California?

California allows pre-settlement loans and regulates the lawsuit loan industry to protect consumers, which means you should have no problems finding a loan. However, you should be aware that you may still run across some unscrupulous lenders. It is always better to choose a settlement loan company with a long reputation for being trustworthy, such as Uplift Legal Funding.

Once you find a lending company, there are only two requirements that determine eligibility for pre-settlement loans in California: a current lawsuit and a lawyer on retainer. If you have both of these, you can apply and be approved for a settlement loan.

Can I Get Pre-Settlement Funding in California with Bad Credit?

Yes. Credit is not a factor when we make our decision about pre-settlement funding. Uplift Legal Funding is only concerned with the merits of your lawsuit and ensuring you have a lawyer representing you. If you can check those two boxes, you can receive a settlement loan.

Settlement loans are not like traditional loans, since the lender is not assessing risk based on your financial habits. Instead, Uplift Legal Funding assesses the merit of your lawsuit to determine the level of risk associated with it and then grants approval if applicable.

Therefore, you can have good credit, bad credit, poor credit, or excellent credit and still receive pre-settlement funding.

Regulation of California Lawsuit Loans

California consumer legal funding is regulated under the California Consumer Legal Funding Act (AB 931). This law mandates a five-business-day right of rescission and prohibits providers from charging fees or interest for more than 36 months.

Reputable companies prioritize these protections, ensuring all contracts include required attorney acknowledgments and clear disclosures to remain fully compliant with California law.

Lawsuit Loan Alternatives for Your Personal Injury Case in California

The state of California offers several social programs to help those facing financial difficulties. Many require proof of financial hardship, but applications are open to all. We’ve gathered a few of the best resources to help you stay afloat while you’re waiting for your lawsuit settlement.

• If you need help with groceries, your family may be eligible for the CalFresh Supplemental Nutrition Assistance Program, California’s food stamp program. The program helps California families purchase healthier foods. Benefit amounts are based on family size and combined income.
• For urgent food needs, your local food bank may be of assistance. Each has its own terms for receiving groceries; you can find one near you and learn whether you need to provide an ID or other verification.
• California CalWORKs (Temporary Cash Assistance) often provides immediate cash assistance. If you are the only person working in your household and your injury from the accident leaves you unable to work, you may be eligible for this benefit.
• For ongoing financial assistance, you may qualify for CA SSDI and SSI. These programs are open to people who have a qualifying injury and meet specific financial or work history requirements. They can help those who cannot work for several months or longer due to their injury.
• If you’re concerned about paying for your housing while your case is in progress, you may find relief from Housing Help (Rent Relief, etc.). This agency can help people find housing in their income range and may help with eviction proceedings.

Get Funding From a Local California Lawsuit Loan Company

Uplift Legal Funding is one of the leading lawsuit loan companies based in California.

Why do we think Uplift is the best pre-settlement funding company in California? Because of our simple, non-compounding rates and fast turnaround time. Many other lawsuit loan companies charge compound interest that costs almost double what we charge.

Our offices are located in Santa Monica, CA.

California Cities We Service

• Bakersfield
• Fresno
• Long Beach
• Los Angeles
• Oakland
• Sacramento
• San Diego
• San Francisco
• San Jose

California Counties We Serve

We serve plaintiffs in all California counties:

• Alameda County
• Alpine County
• Amador County
• Butte County
• Calaveras County
• Colusa County
• Contra Costa County
• Del Norte County
• El Dorado County
• Fresno County
• Glenn County
• Humboldt County
• Imperial County
• Inyo County
• Kern County
• Kings County
• Lake County
• Lassen County
• Los Angeles County
• Madera County
• Marin County
• Mariposa County
• Mendocino County
• Merced County
• Modoc County
• Mono County
• Monterey County
• Napa County
• Nevada County
• Orange County
• Placer County
• Plumas County
• Riverside County
• Sacramento County
• San Benito County
• San Bernardino County
• San Diego County
• San Francisco County
• San Joaquin County
• San Luis Obispo County
• San Mateo County
• Santa Barbara County
• Santa Clara County
• Santa Cruz County
• Shasta County
• Sierra County
• Siskiyou County
• Solano County
• Sonoma County
• Stanislaus County
• Sutter County
• Tehama County
• Trinity County
• Tulare County
• Tuolumne County
• Ventura County
• Yolo County
• Yuba County

If you already have an attorney handling your California case and you have started treatment for your injuries, we can help. Call us or fill out our application; we can get you funding in as little as 24 hours.

Uplift Legal Funding often approves California lawsuit loans within minutes of speaking with your attorney. Uplift provides legal funding to bridge the gap between injury and settlement. Our skilled personal injury managers review your case to get you a lawsuit cash advance to ease your mind and pay your bills. If you lose your case, you pay back nothing. It’s that simple.

You can’t battle insurance companies alone. But with the help of companies like Uplift Legal Funding, you can be on even footing with them. Call us toll-free at (800) 385-3660 to speak with our friendly funding specialists.

Have Questions?

What are lawsuit loans?

Lawsuit loans are non-recourse advances provided to plaintiffs to help cover their living expenses during a lawsuit.

Who qualifies for a California lawsuit loan?

To be eligible for a lawsuit loan in California, you must be a plaintiff in a pending personal injury, class action, or employment lawsuit. You must have a solid case, and the negligent party must have insurance.

How does the process work for lawsuit cash advances in California?

First, submit an online application or call us at (800) 385-3660. Next, we reach out to your attorney and review your case. Once you are approved for funding, you can get funds as soon as the same day via Western Union or wire transfer.

What are the fees and interest rates associated with California pre-settlement funding?

Uplift Legal Funding exclusively charges simple, non-compounding rates. We can offer rates as low as 15% per six-month period, but our average rate is a little bit higher. We can offer a nearly instant written quote on your first call with a representative.

How is repayment handled?

Once your case settles, your attorney will pay us back at the same time they issue your portion of the settlement. If your case is unsuccessful, neither you nor your attorney is responsible for repaying any principal or interest.

How long does the process take?

In many cases, it is possible to receive a settlement loan in as little as 24 hours. Your lawyer or law firm has a lot of control over the turnaround time. After you apply with us, tell your attorney you applied with Uplift Legal Funding.

After you apply, Uplift Legal Funding will contact your attorney, often within a few minutes of your application. We send a simple request for information. Once your attorney responds, we review your case. For small requests, this can take as little as a few hours. For larger requests or more complicated cases, the review can take one to two business days.

Once you’re approved, Uplift Legal Funding sends you a contract. We offer various forms of payment, including but not limited to wire transfers, Western Union, and overnight checks.

What part does my lawyer play in the pre-settlement loan process?

Your California lawyer plays a large role in the pre-settlement loan process.

First, one of the main eligibility factors for pre-settlement funding is that you have a lawyer.

After you apply for funding with Uplift Legal Funding, we will contact your lawyer to collect documentation and information relating to your case. Some of the information we need from your lawyer includes expected damages, liability, and insurance information.

Finally, your attorney signs off on the pre-settlement funding contract and is responsible for repayment when your case settles.