UIM Coverage and Legal Funding

Uplift Legal Funding provides non-recourse legal funding on claims involving UIM coverage. If you’re hit by another driver and they don’t have insurance, or they are underinsured, your UIM coverage can help cover your damages.

How UIM Coverage Protects Plaintiffs

With most car accident cases, liability is basically decided on-scene by a police officer. Unfortunately, due to the large potential damages to passengers, sufficient insurance coverage can become a major factor in your eventual settlement allocation.

UIM and UM coverage protects the plaintiff when there is insufficient coverage for the liable party. With this coverage, the plaintiff and his or her attorney can seek additional compensation for injuries and other expenses. Think of this coverage as a safety net for serious accidents.

Below are some top benefits of UIM/ UM coverage:

  • Protection of your vehicle – Accidents can take quite a toll on your vehicle and the result can be costly. This coverage helps with expenses in the event an underinsured or uninsured motorist hits you.
  • Protection of you and your passengers – If the accident results in the injury of you or your passengers, UIM and UM insurance will help cover medical expenses.
  • Hit-and-run protection – Hit-and-runs occur when the guilty driver leaves the scene of the accident. This could mean that you are unable to collect from the offending party’s insurance.

Legal Funding on UIM-Supported Lawsuits

UIM coverage adds to the potential minimum coverage associated with your claim. Often, defendant insurance companies will not release information about the other owner’s policy. Unless a commercial vehicle hit you, this means that a legal funding company assumes state minimum insurance coverage for the other driver. If you have a UIM policy, this can help add to that minimum, meaning your case will look more valuable to a legal funding underwriter.

Uplift Legal Funding

Regardless of whether or not you have UIM coverage, Uplift can likely help you cover living expenses with low rate auto accident loans. Best of all, you only pay us back if you win the case! Apply online or give us a call at (800) 385-3660.