Drunk Driver Accident Lawsuit Loans

Exploring Drunk Driver Accident Lawsuit Loans

Dealing with the aftermath of a drunk driving accident can be stressful. That’s where Uplift Legal Funding steps in with lawsuit loans. These aren’t regular loans, and you do not have to pay them back immediately. Instead, these are cash advances based on the settlement sum you are likely to receive.

These funds help you cover immediate expenses related to the accident, offering much-needed financial relief while you wait for your lawsuit to conclude. Remember, the main goal here is to help alleviate your financial burden during what can be a lengthy process. It can take a considerable amount of time for a lawsuit to finalize, but with Uplift Legal Funding, you have a partner you can rely on.

Your first choice for lawsuit loans in your drunk driving case

Drunk driving accidents often involve clear liability and high settlement values. Therefore, our review process for drunk driving accident lawsuit loans is quick and easy.

If you have been injured by a drunk driver and an attorney is working on your case, give us a call at (800) 385-3660 or apply online today.

National statistics and fatality rates

According to the CDC, 29 people lose their lives every day because of a drunk driver. This means approximately one person dies every 50 minutes. The annual cost of alcohol-related crashes totals $44.5 billion.

In 2016, a total of 10,497 people died as a result of a drunk driver. This accounted for 28% of all traffic fatalities in the United States.

Each year, 1 million individuals are arrested for drinking and driving. However, 111 million episodes of drinking and driving are reported, meaning only 1% of these incidents result in an arrest.

Prevention of drunk driving car accidents

The cause of drunk driving is clear: drinking too much alcohol before operating a vehicle. Below, we have listed some preventative measures to help stop these kinds of accidents from occurring.

Large-scale prevention

Prevention of these accidents is tough. First, it’s important to understand who is at risk for drunk driving. At the highest risk are young people aged 21–24, who account for 30% of all drunk driving crashes. Persons aged 25–34 make up another 50%. It is important to start early, advising teens who are beginning to drive about the risks of drunk driving.

Education is important. While the legal limit is 0.08%, a person at 0.02% is always going to be at a higher risk of an accident than someone who has had no alcohol. In large cities, the advent of Uber and Lyft has left people with no excuse. If you plan on drinking, don’t drive. It’s really that simple.

The second group of people most likely to drive drunk is previous offenders. Ignition interlock devices can help, even with first-time offenders. Counseling and alcohol abuse courses can be extremely helpful for these drivers.

Day-to-day prevention

Before drinking, choose a non-drinker as a designated driver for the evening.

Don’t let friends drive drunk. If you think someone is at risk of doing so, take their keys away. They will thank you later.

Most bars will let you leave your car in their lot overnight, and some even reward you for it.

If you host a party, especially one with young people, collect their keys and hand them back to sober drivers at the end of the party.

Drunk driving and personal injury

If you’re involved in an accident, finding out if the other party is intoxicated can help your case. Having the police cite the other driver is important, as this can help in negotiations and in court if your case goes to trial.

When you approach the other driver, check for the smell of alcohol. If the driver is chewing gum, using breath spray, or eating mints, they may be trying to obscure the fact that they are intoxicated. Mention anything suspicious to the police on the scene.

Drunk driving accidents often involve higher settlement values and can bring in other defendants, such as the bar or liquor store that served the driver. See below for more information on dram shop claims.

Common injuries from drunk driving accidents

Drunk driving accidents account for 28% of all fatal accidents. Therefore, when a drunk driving accident occurs, the injuries tend to be severe.

Below, we have listed some of the injuries commonly associated with drunk driving accidents:

• Catastrophic injury – Injuries to the spine, spinal cord, or brain.
• Traumatic brain injury – An injury to the brain.
• Spinal cord injury – An injury to the spine that could result in paralysis from the point of injury downward.
• Amputations – The loss or removal of a body part due to it being damaged beyond repair.
• Broken bones – Bones that have been fractured as a result of the impact.
• Burn injuries – Injuries that can result in first-, second-, and third-degree burns.
• Lacerations – Injuries resulting from being cut by debris.
• Scarring or disfigurement – Severe scarring or other bodily disfigurement as a result of the crash.
• Soft tissue injuries – Injuries, such as whiplash, that typically do not require surgery.

DUI does not necessarily mean at fault

A person may be driving with alcohol in their system. This does not, however, mean they are automatically at fault for any accidents that occur.

In order for a driver to be found at fault and therefore liable for the other party’s damages, the injured individual in a personal injury case must prove four things:

1. Duty – All drivers must drive in a safe manner to protect themselves and others.
2. Breach of duty – The injured person must show that the DUI driver failed this duty.
3. Causation – The injured person must show that the other driver’s failure to uphold their duty resulted in the accident.
4. Injury – Finally, the plaintiff must prove their injuries are a result of the accident.

Therefore, just because an individual is driving with alcohol in their system doesn’t mean they caused the crash.

For instance, if a driver who has had a drink is stopped at a traffic light and another driver crashes into them, the driver who had been drinking will not be held at fault.

Dram Shop lawsuits

If the at-fault driver was drunk and over served at a restaurant or bar, it is possible to sue the serving establishment for damages. This type of case is called a Dram Shop lawsuit, and different states have different laws regarding these claims.

Basically, if a restaurant or bar negligently overserved a patron who went on to cause an accident, you can file a claim against the commercial insurance policy of that establishment. This means that you and your attorney can pursue a substantially larger insurance policy than in typical private vehicle accidents.

FAQs

Below we have answered some questions about drunk driver accident lawsuit loans.

Do I need an attorney to qualify for a drunk driving accident lawsuit loan?

In order to receive a cash advance from Uplift Legal Funding, you need to have a lawyer. Even though Uplift is a reputable company, we know how important it is to have someone who is on your side. Therefore, we require all of our prospective clients to have lawyers before they apply for legal funding.

Another important reason why clients must have attorneys before they seek legal funding is that it is the lawyer who pays us back. This is because our funding is based on the case and not the client. As such, it is not the client who has to pay us back after a settlement is reached; it is the lawyer.

The attorney is the one who has to send us documentation. In order to see if you qualify for a drunk driving accident cash advance, we require some important documentation that only an attorney can access.

Additionally, while our contracts are clear and have all important terms and conditions on the first page, it is beneficial to the client to have someone look over the document. This way, the client feels secure that there are no surprise fees.

What happens if my drunk driving accident case takes a long time to settle?

We understand that even lawsuits with clear liability can take months or even years to settle. This is why we offer rates that are among the lowest in the legal funding industry on all of our cash advances. This way, even if it takes years for your lawsuit to settle, you don’t have to pay back exorbitant amounts of interest.

Will bad credit affect my drunk driving accident loan?

Bad credit will not affect your chances of getting lawsuit loans from Uplift. This is because we base our legal funding on the quality of your case.

The quality of your case is determined by the following items:

• Liability – is it clear who is at fault?
• Insurance – do both parties have insurance to cover damages?
• Damages – have you sustained an injury that required treatment?
• Previous advances – have you received maximum legal funding for this case?

If you want a more in-depth description of how this works, you can visit our page.

Uplift Legal Funding

If you have been in a drunk driving accident, your injuries were likely severe. As a result, you may be unable to work while bills pile up. With pre-settlement funding from Uplift, you can properly fight your drunk driving accident lawsuit.

We are here to help you, which is why we make sure your cash advance gets to you in as little as 24 hours after approval. Uplift Legal Funding is on your side from start to finish.

Uplift has case managers standing by to help with your pre-settlement funding request. Apply online today or give us a call anytime at (800) 385-3660.