By filing a personal injury claim, you are requesting that the guilty party (or defendant) pay you damages. These damages include compensation to cover your injuries, vehicle damage, loss of income, pain and suffering, etc. Continue reading this blog to learn more about the types of damages you, the plaintiff, can receive in a car accident lawsuit.
The definition of this term is in the name – compensatory damages compensate the plaintiff for the various expenses caused by the accident.
- current and future medical treatment
- lost wages
- future earnings – which includes the plaintiff’s inability to earn a living
- pain and suffering
- vehicle damage
Determining Compensatory Damages
If your personal injury case makes it to trial (which is fairly rare), a jury or judge will determine the extent of the defendant’s liability. Is the defendant fully liable or is a third party partially to blame?
After determining fault, the extent of your loss is determined. This refers to the amount of your medical bills and lost wages (which are fairly easy to determine). Damages also refer to your pain and suffering, which are more difficult to associate with a dollar amount.
To determine the compensatory damage amount, the jury or judge considers the following:
- medical bill cost
- future medical bill cost
- lost income amount
- loss of future income
- temporary or permanent disability of the plaintiff
- anxiety, PTSD, or other psychological/ emotional difficulties experienced by the plaintiff
Car Insurance Claims
Damages do not only apply to personal injury lawsuits. Any amount you receive after filing an insurance claim is also considered damages.
Depending on the specifics of your case, you may receive a single settlement check or separate checks for the different types of damages.
- “total loss of vehicle” – This is the payment of the “actual cash value” of your car at the time of the accident. This is only included if your vehicle is considered a “total loss” by the insurance company.
- “special damages” – This includes your medical bills, lost income, etc.
- “general damages” or “inconvenience” – This covers any pain and suffering you may experience.
Auto Accident Loans
Were you in a car accident and suspect negligence on the part of the driver or third party? Filing a claim can help you acquire the compensation you deserve. Uplift Legal Funding can provide you with cash upfront to help ease your financial strain. We offer auto accident loans to plaintiffs nationwide. Learn more by giving us a call at (800) 385-3660 or apply online.