North Dakota Lawsuit Loans

Uplift Legal Funding provides non-recourse lawsuit loans in North Dakota. With a population of 756,928, North Dakota is the 16th largest state in the United States and ranks 4th for per capita fatal injuries (D.C. included).

Because funding regulation is complex, Uplift developed a funding-ease scale. This scale helps plaintiffs understand what part their state plays in lawsuit loan decisions. On a scale of 0 to 10, North Dakota scores an 8.3. This means that we consider it relatively easy for plaintiffs to get lawsuit loans in North Dakota. Read more information below about the legal funding environment in North Dakota.

Accident Injury in North Dakota

North Dakota’s yearly injury death rate of 64.8 per 100,000 places it 7.9% higher than the national average of 60.1.

North Dakota residents drive an estimated total of 10 billion miles yearly. That means the average North Dakota resident drives about 13,259 miles per year. That figure is 37.7% higher than the U.S. national average of 9,630 miles per year.

Aside from miles driven, local seatbelt and drinking and driving habits play a large part in the auto accident death rate. North Dakota residents are about average when it comes to buckling up, reporting an 81.0% use rate.

The drinking rate in North Dakota or the percent of people who report drinking too much before driving at least once in the prior month is 3.3%, which is 78.5% higher than the national average of 1.8%.

In part due to these factors, the car accident fatality rate in North Dakota is 17.3. This compares unfavorably to the US national average of 10.9 and costs the state $162 million yearly.

North Dakota Lawsuit Funding Cheat Sheet

According to Title 28, Ch. 1, Secs. 28-01-16 and 28-01-18; the statute of limitations for personal injury cases in North Dakota is 6 years; 2 years in wrongful death. This means that you may lose the right to sue if you do not file your legal claim within that time-frame.

Different states follow slightly differing comparative negligence statutes. In North Dakota, the guideline is modified comparative fault with a 50% threshold. Basically, this means that plaintiff’s fault reduces recovery. If the plaintiff is mostly at-fault, there is no recovery – N.D.C.C. § 32-03.2-02. Often, for legal funding requests early-on in a case, companies providing lawsuit loans in North Dakota must assume state minimum policy limits of:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Regulation of Lawsuit Loans in North Dakota

Lawsuit loans in North Dakota remain largely unregulated and most legal funding companies provide funding in the state.

Despite a lack of regulation, reputable companies follow basic best-practice disclosure guidelines for legal funding contracts. Lawsuit lenders nationwide should display rates, fees, and repayment terms prominently.

Lawsuit Loans from Uplift Legal Funding

Uplift is one of the leading providers of non-recourse lawsuit loans in North Dakota. If you have any questions or are interested in learning more about lawsuit loans, apply online or call us today at (800) 385-3660.

Jared Stern
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