Uplift » Personal Finance Tips for Injured Plaintiffs

Personal Finance Tips for Injured Plaintiffs

Financial Advice for Plaintiffs with Injuries

If you’re a plaintiff suffering from injuries, managing your everyday expenses can be a challenge. The financial hardship is often compounded by medical bills and loss of income due to the inability to work. We at Uplift Legal Funding understand this struggle and offer a few tips to help you navigate this challenging period in your life.

First off, get a clear idea of your income. Calculate how much money you receive monthly, including your regular income, benefits, and other sources. Knowing accurately how much money you have coming in will give you a better picture of what you can afford.

Next, identify your essential expenses. These are expenses that you must meet every month to keep going. It may include rent or mortgage, groceries, utility bills, insurance premiums, and medical costs among others.

By comparing your income against your necessary expenses, you’ll gain insights into where to make adjustments, minimize unnecessary costs, or seek extra funding like the legal funding provided by Uplift. Read below to learn more.

How much income do you have?

Figure out the total money you have coming in monthly. If there are any taxes you have to pay on this money, be sure that the amount is subtracted from the total.

Has your injury left you unable to work? If you haven’t already, look into applying for welfare, unemployment benefits, social security etc. Ask your attorney about what support systems other clients have used in the past.

Credit Card Icon
24 Hours Icon

What do you NEED to get by?

There are some expenses that are necessary (food, housing, utilities, etc.) and some that can be cut or delayed (entertainment, clothing, eating out, etc.). The easiest way to cut expenses is by looking at the latter.

Cook! Only spend $20 per week / person on food

One of the easiest ways to save money is by cooking for yourself instead of eating out or buying frozen items. You should be able to spend less that $20 / person in a household per week and stay full and healthy. Remember that if you want to cook regularly, keep it simple, flavorful, and fast.

Cooking for the week can be an extremely effective way to reduce the amount of time you spend preparing. If you spend one hour each weekend cooking, you can have meals for the entire week easily.

Focus on flavor — spices like garlic or seasoned salt can go a long way and make just about anything taste good.

You can do a lot to make cooking cheaper. Focus on ingredients like:

  • Rice
  • Beans
  • Potatoes (especially sweet potatoes)
  • Eggs
  • Home-baked bread

Treat protein as a side-dish instead of the bulk of the meal and focus on chicken (thighs are the cheapest) and pork or beef shoulder / pot roast.

Using a slow cooker, dutch oven, or pressure cooker can make the prep process a lot shorter, and usually leads to very tender meat, regardless of cut.


Apply for section eight housing if you qualify. Actively look for cheaper rent if needed. If your injury has led to homelessness, there are wide variety of support services available. Look to your city, county, or state website for comprehensive lists of resources in your area.

Delay or Avoid Non-Critical Expenses

Avoid buying new clothing. If you do need something new for whatever reason, it may be a good idea to seek out used clothing or salvation army stores.

Get a cheaper cell phone plan. There are frequently promotions that allow you to get cheap rates on basic phone plans. Avoid data by using wifi.

Don’t go to bars, or avoid drinking alcohol at bars. This is a very easy way to greatly exceed your budget without even thinking about it.

If you’re going out for a special event at which you would otherwise imbibe, bring your own alcohol or drink in advance.

If you have a car, keep it in good shape. Focus on safe driving so that you don’t have to cover a deductible or worse.

Don’t buy lottery tickets, cigarettes, etc. These are all very expensive and lend nothing to keeping you alive and healthy. You can buy a few tickets if you’d like once you’ve got your settlement.

Medical Expenses

If you have insurance, these should be covered. If they aren’t being covered by your insurance, don’t pay out-of-pocket. Talk to your attorney about having medical providers take a lien against your case.

Uplift Legal Funding

Once you come up with a budget, if you are still cash negative, give us a call. Once you’ve budgeted out once you absolutely need to get by, Uplift will be happy to help you cover the difference with lawsuit funding. You can reach us at (800) 385-3660 or apply online anytime.

Credit Card Icon
24 Hours Icon

Apply For Legal Funding Today

    Credit Card Icon

    No credit check

    24 Hours Icon

    24 hr. funding

    Scroll to Top
    Call Now Button