Car Accident Loans
Lightning fast approval and reasonable rates
How much funding do you need?
No credit check
24 hr. funding
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Get Funding Today in 3 Easy Steps
Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:
Apply or Call
Apply online or give us a call. This step only takes a few minutes.
We Review
We contact your attorney and review your case. This only takes a few hours.
You Get Cash
After you and your lawyer review and sign our agreement, we send your funds the same day!
Get $500 to $250,000+ as soon as today
No credit check
24 hr. funding
Car Accident Loans From Uplift Legal Funding
Uplift Legal Funding offers low-cost car accident loans with simple rates to plaintiffs nationwide. We approve funding requests as soon as the same day you apply. We offer several same-day and overnight fund delivery options.
The physical and economic damages caused by a car accident can be severe. Some personal injury claims can take years to resolve. If your accident left you unable to work, lawsuit loans can help. Uplift helps plaintiffs get by financially before their case settles.
If you’re the victim of a car accident and need money for living expenses, apply online, or call us at (800) 385-3660.
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What are Car Accident Loans?
A car accident loan is a cash advance against whatever compensation might be awarded in a personal injury case. The cash is received up front, and the remaining balance accrues interest until your case is settled. If you don’t receive a settlement, you don’t have to repay the loan.
Plaintiffs can use the funds for anything, but most use the funds for living expenses or medical expenses. There are no payments made until the end of your case.
Get $500 to $250,000+ as soon as today
No credit check
24 hr. funding
Uplift’s 24 Hour Car Accident Loans
Uplift Legal Funding frequently provides advances within 24 hours – from application to funds in your pocket. In fact, we often provide funding the same day a plaintiff applies.
How do we do it? Basically, when you apply with Uplift Legal Funding for a loan on your car accident settlement, we immediately email and call your law office. Our email contains a basic information request regarding the accident claim. When we call your attorney, we try to discuss this same information with them over the phone.
If we can speak with your attorney over the phone, we can sometimes approve your case in a matter of hours. If we can’t reach your attorney via phone, we can still get your accident loan processed within 24 hours as long as your attorney provides information via email or calls us back to discuss your case.
For requests of less than $10,000, our review process can take as little as an hour. For requests of more than $10,000, our review process can take as little as a few business hours.
In any case, the primary hang-up on most requests is getting documents and information from your law office. To help with the turnaround time, let your attorney know that you applied with Uplift Legal Funding and give them consent to provide case information so that we may review your case.
Why Choose Uplift
Clients love our low rates, fast funding, and attentive service.
24 Hour Funding
Get $500 to $250,000+ as soon as today
Low, Simple Rates
Simple, non-compounding rates that save you money on legal funding
No Monthly Payments
Only pay at settlement – if you lose your case, you pay back nothing
Trusted
Get the legal funding you need with the service and transparency you deserve
Low, Simple Rates for Car Accident Lawsuit Loans
Uplift Legal Funding is transparent and upfront about the costs of pre-settlement lawsuit loans and post-settlement loans. A representative can provide you with a nearly instant written quote for the advance on your first call with us.
Uplift Legal Funding provides simple, non-compounding rates as low as 15% every 6 months.
Our lawsuit loan calculator also gives you an idea of how Uplift Legal Funding compares to typical competitors who use compound interest rates on their loans instead of simple interest rates.
Car accident settlement loans can be immensely helpful after an accident if used correctly and in moderation. For interested plaintiffs, Uplift Legal Funding is proud to offer rolling monthly contracts to cover ongoing expenses for the duration of your lawsuit.
Get $500 to $250,000+ as soon as today
No credit check
24 hr. funding
Car Accident Lawsuit Loan FAQs
Uplift Legal Funding helps plaintiffs make the right decisions on auto accident loans. In the six years we have been in business, we’ve heard just about every question about car accident loans that you could imagine. We compiled those questions (and answers) here.
If you want to learn more about your car accident lawsuit specifically, check out our auto accident lawsuit FAQs.
Car accident loans are a contingent advance against the proceeds from your case. You get cash upfront and the outstanding balance accrues interest until your case concludes. If your case is unsuccessful, you repay nothing.
We provide car accident loans as small as $500 and up to $1,000,000.
After reviewing your case (liability, damages, insurance, and previous advances), we determine a value for your case. We can usually advance up to 15% of the total value of your vehicle accident case.
Approval for car accident lawsuit loans typically involves three factors:
Liability – who was at fault for the accident?
Damages – what medical, economic, and other damages have you sustained?
Insurance Coverage – which insurance carrier is liable, and how much coverage do they have?
Legal funding companies can typically review your case during a quick phone call or email correspondence with your attorney.
The value of an auto accident claim is not black and white. Determining this value involves looking at various factors, including the nature of the injuries as well as the economic losses sustained from the accident. The amount given to these factors is a result of a thorough look at the car accident injury, medical records and history, medical treatments, and talking with the plaintiff’s physician.
Another determining factor includes the validity of the claim. Is there enough evidence that points to the negligence of the defendant? The more evidence there is, the more we value the claim.
To qualify for an auto accident loan, you must have hired an attorney on a contingency basis (no-win, no-pay).
Your attorney helps us review your case by providing relevant documentation and information. Your attorney is also in charge of paying back your advance if your case settles favorably.
Uplift offers two paperless and one paper method of receiving your funds.
The two paperless options are direct wire to your account and Western Union. We also offer overnight checks as a backup option.
We advise that you opt for either the direct wire or the Western Union options. This is so you can get your cash as quickly as possible. If you do not have a bank account, please opt for a paper check or Western Union. You can cash Uplift checks for $7 at any Wells Fargo location.
Our Satisfied Customers
Emily S
I was going through a really tough financial situation. I contacted Uplift Legal Funding and they were so quick to help me. Within hours of asking for help, they deposited the money directly to my account. It means a lot when someone understands what you are going through and helps you right away.
Jeremy H
While waiting on my settlement I found myself in a bind. A quick Google search and a couple minutes later I was on the phone with Holly from Uplift. Two days later I had the funds I needed. I’m so glad I chose Uplift for my funding needs.
Nicole P
Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.
These testimonials are from real, satisfied customers who posted positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.
States Eligible for Car Accident Loans
Uplift Legal Funding can assist residents of the following states with car accident loan requests:
- Alabama
- Alaska
- Arizona
- California
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Iowa
- Louisiana
- Maine
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Montana
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Dakota
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Dakota
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- Wisconsin
- Wyoming
In Alabama, Arizona, Maine, Mississippi, Nebraska, New Mexico, North Carolina, North Dakota, South Dakota, Tennessee, and Vermont Uplift Legal Funding works with trusted partners to process car accident loan requests.
Get $500 to $250,000+ as soon as today
No credit check
24 hr. funding
Uplift Legal Funding
Uplift Legal Funding offers financial support to plaintiffs involved in ongoing lawsuit settlements. We offer fast and easy pre-settlement car accident loans with low rates to plaintiffs nationwide.
We offer a lowest rate guarantee for your car accident settlement loan (call for details). That means we will beat any contract a competitor offers.
Contact us toll-free. Our phone number is (800) 385-3660 or apply online today!
Apply For Legal Funding Today
No credit check
24 hr. funding
Recently Funded Car Accident Claims
Georgia Car Accident Claim
$65,000
Funded in 2025
Rear-end commercial vehicle accident with substantial insurance coverage. The plaintiff suffered extensive injuries to their back, requiring more than five surgeries.
New Jersey Car Accident Claim
$20,000
Funded in 2025
Motorcycle accident in which the defendant had substantial insurance. The plaintiff sustained multiple fractures and had to undergo leg and shoulder surgeries.
Washington Car Accident Claim
$3,000
Funded in 2024
The client was involved in a rear-end auto accident, sustaining injuries to their hip and jaw.
California Car Accident Claim
$35,000
Funded in 2024
The plaintiff was riding an electric scooter when they were struck by a car. Their injuries from the accident required emergency surgery.
Washington Car Accident Claim
$1,000
Funded in 2024
Side-impact car accident claim with contested liability. Among other injuries, the plaintiff fractured their knee. They recovered with conservative treatment.
Florida Car Accident Claim
$25,000
Funded in 2024
Rear-end motor vehicle accident with seven-figure insurance coverage. The plaintiff underwent spine surgery and incurred substantial medical expenses.
Georgia Car Accident Claim
$20,000
Funded in 2024
The plaintiff was struck by an SUV, sustaining a catastrophic injury that led to the amputation of their arm.
Michigan Car Accident Claim
$25,000
Funded in 2024
Our client was a passenger in a motorcycle accident when the defendant failed to yield at a stop sign. They suffered from shoulder and chest injuries, requiring hospitalization.
New York Car Accident Claim
$10,000
Funded in 2024
The claimant was rear-ended while waiting at a red light. They sustained multiple soft-tissue injuries and incurred six-figure medical expenses from conservative treatment.
Disclaimer: Our results are provided are for informational purposes only and should not be interpreted as guarantees of similar outcomes. Every legal case is unique, and funding decisions are made based on the specific details and merits of each case.
Click here to see more of our car accident claim funding transactions
By
Jared Stern
Updated 3/8/2025