Hit-and-Run Lawsuit Loans

Overview of Hit-and-Run Lawsuit Loans

Hit-and-run lawsuit loans, a type of legal funding, give victims the financial support they need while pursuing justice. These loans help balance the scales when medical bills pile up or work hours are reduced due to injuries. Legal battles can be long and pricey—but with a hit-and-run lawsuit loan, you can have early access to your potential settlement money. This ensures you can stay afloat financially during this challenging time. Remember, we only receive payment if you win your case. In the unfortunate event of a loss, you owe us nothing!

Reliable legal funding for hit-and-run lawsuits

Hit-and-run lawsuit loans are available to injured plaintiffs nationwide. Legal funding helps plaintiffs withstand long legal battles. It is important to note, however, that if the plaintiff’s only viable option to recover damages is from uninsured coverage, this may limit the amount of funding available as well as the amount of the settlement.

Speak to a legal professional or funding company to weigh your options. You can reach us at (800) 385-3660 or apply online, and a friendly case manager will reach out to you as soon as the same day.

National statistics and fatality rates

In 2015, there were an estimated 737,100 hit-and-run accidents. This means that an average of one hit-and-run accident happens every 43 seconds.

In 2016, there were a record-breaking 2,049 hit-and-run fatalities in the United States. The number of hit-and-run accidents has been increasing by 7.2% each year since 2009. Most of this increase has involved pedestrian hit-and-runs.

Common causes and how to prevent them

There are a few situations that may cause a person to be in a hit-and-run accident.

• Drunk driver – the driver is under the influence of alcohol and wants to avoid the charges.
• Inexperienced driver – drivers who are not used to being behind the wheel and lose control of the car.
• Driver with outstanding warrants or tickets – drivers who fear arrest because they have outstanding warrants or overdue tickets.
• Driver with other legal problems – drivers who are in the midst of other legal battles and do not wish to face the repercussions.
• Panicked driver – drivers who do not know what to do in the situation panic and flee the scene.

Preventative measures

There is not very much you can do to ensure someone does not hit you. However, there are some steps you can take directly after being hit that can increase your likelihood of receiving compensation.

• Call the police – if the driver has fled the scene, try to get the license plate, car type, and color. Call the police and provide this information so they can start looking for the suspect.
• Get medical attention – you should seek medical attention regardless of whether or not you feel hurt, as some injuries are not immediately noticeable.
• Call a lawyer – once you have received medical attention, you should contact a lawyer about your hit-and-run accident.

Hit-and-Run Injury Claims

Hit-and-run cases are trickier when it comes to filing a claim. The first step is to notify the police, who will attempt to track down the driver. If the police locate the at-fault party, you can file a claim against their insurance company. However, if they do not find the driver, your only option is to file a claim with your own insurance company. In the event of a hit-and-run, follow the tips below to increase your likelihood of finding the responsible driver.

• Try to remember everything about the driver’s car. This includes the color, model, and license plate state.
• Make observations and take photos of the scene. You never know what evidence will help your case.
• Your safety is a priority. Always seek medical attention first. Be sure to have your doctor give you a full rundown of any needed treatment.
• Always consult a legal professional to discuss your options.
• Avoid admitting fault when talking to your insurance company. If you are in a major accident, the best thing to do is hire an experienced personal injury attorney.

If the driver flees the scene

There are different criminal penalties for drivers who flee a hit-and-run accident scene.

Most states classify hit-and-run accidents as either a felony or a misdemeanor.

A felony hit-and-run is classified as leaving the scene of the crime while one of the victims is injured (including both car occupants and pedestrians).

Below are the hit-and-run penalties for a few states:

California

In California, a hit-and-run will be considered a misdemeanor or felony, depending on the circumstances.

Below are the misdemeanor charges:

• No more than 3 years of probation
• Up to 6 months in jail
• Up to $1,000 in fines
• Restitution to the victim
• 2 points on your driving record

Below are the felony charges:

• $1,000 to $10,000 fine
• Up to 4 years in California state prison, depending on whether the victim was severely injured or killed

Live in California? Check out our guide to lawsuit loans in CA.

Florida

In Florida, a hit-and-run is either a second-degree misdemeanor or a varying degree of felony.

In Florida, an individual who causes property damage and flees is charged with a second-degree misdemeanor. The penalties are:

• Up to 60 days in jail
• Up to a $500 fine

If the suspect flees the scene and the victim is injured, the suspect will be charged with a second- or third-degree felony:

• Revoked license for at least three years
• $5,000 fine
• Up to 5 years in prison

If the suspect flees the scene and the injured party dies, the suspect will be charged with a first-degree felony:

• Revoked license for at least three years
• $10,000 fine
• Mandatory 4 years in prison, up to 30 years

Visit Uplift’s Florida page to learn more about our funding in Florida.

Georgia

In Georgia, a hit-and-run is either a felony or a misdemeanor, depending on the severity of the accident.

Below are the penalties for a misdemeanor, which is categorized as no injuries and only property damage:

• Payment for all property damages (pets are considered property; if hit, the suspect must pay for medical bills)
• A $300 to $1,000 fine
• Up to a year in jail

If the victim is injured, the suspect will be charged with a felony, resulting in:

• A $10,000 fine
• Up to 5 years in prison

Pennsylvania

In Pennsylvania, a hit-and-run can be a misdemeanor or felony, depending on injuries or the lack thereof.

Below are the misdemeanor charges, which only occur if there is no bodily injury and only property damage:

• Up to 90 days in jail
• $200 or more in fines
• 4 points on your driving record

In Pennsylvania, you are charged with a third-degree felony if there is bodily injury to the victim:

• Minimum of 90 days in jail
• Minimum $1,000 in fines

If the victim dies as a result of the hit-and-run, the suspect will face a second-degree felony:

• Up to 10 years in prison
• A $2,500 fine

Are you a PA resident who was injured in an accident that wasn’t your fault? Uplift can help.

New York

In New York state, there are several different categories of penalties that a hit-and-run accident may fall under.

For a traffic violation (failure to leave information for property damages), the penalties are:

• Minimum $250 in fines
• Surcharge between $88 and $93
• 3 points on driver’s license

For a misdemeanor, which is classified as leaving the scene while the victim is injured, the penalties are:

• Up to $5,000 in fines
• Surcharge between $88 and $93
• License revoked for 1 year
• Up to 1 year in jail

For a Class E felony, which is defined as leaving the scene when the victim has a serious injury, the penalties are:

• Up to $5,000 in fines
• Surcharge between $88 and $93
• License revoked for at least 1 year
• Up to 1 year in jail for fleeing the scene
• Up to 4 years on probation

For a Class D felony, which is classified as leaving the scene when the victim has a fatal injury, the penalties are the following:

• Up to $5,000 in fines
• Surcharge between $88 and $93
• License revoked for at least 1 year
• Up to 1 year in jail for fleeing the scene
• Up to 7 years on probation

If you were injured and need financial help, Uplift’s NY lawsuit loans might be right for you.

Texas

In Texas, leaving the scene of an accident with injuries is a minimum third-degree felony.

For an injury that is not serious, it is a third-degree felony with penalties of:

• As much as 1 year in county jail
• Up to 5 years in state prison
• Up to $5,000 in fines

It is a Class B misdemeanor if there are no injuries and only property damage:

• Up to 6 months in county jail if the damages exceed $200

Do you live in Texas and need help with bills? See how Uplift’s accident loans help Texans before their case settles.

Who Pays

Uninsured Motorist Coverage

Thankfully, insurance policies with UIM coverage will cover damages from hit-and-run accidents.

There should be a portion of your car insurance policy (uninsured motorist coverage) that will cover expenses, including medical treatment and rehabilitation, loss of income, and any other damages.

No-Fault/PIP States

If you live in a no-fault state, regardless of who is at fault for an accident, you must go through your auto insurance to file a claim.

PIP insurance, otherwise known as personal injury protection insurance, was created to lessen the number of personal injury cases. Each plan has a limit that covers medical expenses and lost wages.

If you live in a no-fault state, you are required to have PIP insurance. There are also several states that require PIP insurance but are not no-fault states.

If you live in a no-fault state or a state that requires PIP insurance, your hit-and-run accident damages will be covered through your auto insurance.

However, if your medical and other damages exceed the coverage limits of your PIP policy, you can file a claim.

FAQs

Below are some commonly asked questions about legal funding and hit-and-run accidents.

If I am approved for a hit-and-run lawsuit loan, how quickly can I get my pre-settlement funding?

You can get your funding in as little as 24 hours of approval. This is because at Uplift Legal Funding, we know that this lawsuit funding is extremely important to you. Having the cash you need in order to make ends meet can greatly reduce an already stressful situation.

This is why we work hard to make sure your lawsuit funding is transferred to you often within 24 hours of approval. We offer three paperless direct funding options as well as one mailing option.

Below we have listed our direct funding options:

1. Western Union
2. Direct wire
3. Overnight check

What do you need in order to apply for a hit-and-run cash advance with Uplift?

There are only a few things you need to apply for a lawsuit loan with Uplift.

1. You must be 18 years or older.
2. You must have an attorney.
3. You must have a valid legal claim against an insurance company.

As you can see, there are only three requirements needed in order to begin the application process. Start applying now so you can get your cash advance as soon as today!

How is Uplift a different lender for hit-and-run accident loans?

There are many benefits to choosing Uplift Legal Funding as your hit-and-run accident lawsuit loan provider. Not only are we one of the most reputable companies around, but we also care about our clients and want to help them as much as possible.

Below are just a few of the benefits we offer for your hit-and-run lawsuit funding:

• No win, no pay – If you do not win your settlement, you get to keep the pre-settlement funding on us.
• Fast approval – We offer approval in as little as 24 hours. We typically get you approved between 24 and 48 hours.
• Paperless process – You never have to worry about your funds not reaching you because you missed a paper form.
• Larger settlement – With a cash advance from us, you may be able to get a larger settlement because you will be able to stay in your case longer.
• Quick transfer – Once you are approved, we will transfer your pre-settlement funding to you as soon as the same day.
• Responsive – We always respond to your questions in a timely manner.

How we can help

Uplift Legal Funding can provide you, the plaintiff, with the resources you need. Auto accident loans can help you on the road to justice. We understand that your hit-and-run lawsuit will take a long time to settle. This is why we offer pre-settlement funding with some of the lowest possible rates. We want you to keep as much of your settlement as possible.

We never use credit as a basis for giving out our lawsuit loans. That’s because we grant pre-settlement funding based on the quality of your case, not your personal history. As such, there is nothing holding you back from applying for lawsuit loans today!

Apply online or give us a call anytime at (800) 385-3660.