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Pennsylvania Lawsuit Loans Made Easy

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    Pennsylvania Lawsuit Loans Made Easy

    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply or Call

    Apply online or give us a call. This step only takes a few minutes.

    Step 2 - we review your case icon

    We Review

    We contact your attorney and review your case. This only takes a few hours.

    Step 3 - get funding icon

    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Simplified Guide to Lawsuit Loans in Pennsylvania

    Are you a litigant in Pennsylvania pondering the idea of accessing a lawsuit loan while awaiting your case settlement? This guide is here to simplify things for you. Legal funding in Pennsylvania operates differently than traditional loans, allowing you access to cash without the hassle of checking credit scores or requiring collateral. These are non-recourse loans, meaning if you lose your case, you don’t have to repay a cent back. You can utilize this finance to cover medical bills, legal fees, and living expenses as your case progresses. It’s crucial, however, to understand the specific regulations surrounding these lawsuit funding methods in Pennsylvania to make informed decisions.

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    Overview of Lawsuit Settlement Loans in Pennsylvania

    Average Funding Per Case in PA

    Uplift’s average funding per claim in Pennsylvania is $12,267

    Available Funding Amount in Pennsylvania

    Uplift Legal Funding can provide $500 – $1,000,000+ of pre-settlement funding in PA

    PA Fault Laws

    Pure Comparative Fault Plaintiff’s negligence will offset the defendant’s liability

    Statute of Limitations in PA

    Two years for personal injury and property damage

    Pennsylvania minimum policy limits

    • $15,000 bodily injury liability per person
    • $30,000 bodily injury liability per accident
    • $5,000 property damage liability per accident
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    Benefits and Costs of Legal Funding in Pennsylvania

    Lawsuit loans are expensive, there is no way around that simple fact. However, Uplift attempts to make them more affordable by offering simple, non-compounding rates. If you look at the lawsuit loan structure of our competitors you will notice almost every company charges compounding rates.

    What is a compounding rate? It means paying interest on the interest that has already accumulated, and over time this can add up to a significant amount. We don’t like to make things complicated. You get one interest rate that you are responsible for paying against your total lawsuit loan amount- that’s it.

    While loans are a financial commitment, Uplift ensures reasonable rates to provide essential financial relief. Regardless of what company you choose for lawsuit loans, you will have to pay interest, so make a smart choice and minimize your costs.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

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    24 Hour Funding

    Get $500 to $250,000+ as soon as today

    Low Rates

    Low, Simple Rates

    Simple, non-compounding rates that save you money on legal funding

    No Monthly Payments

    No Monthly Payments

    Only pay at settlement – if you lose your case, you pay back nothing



    Get the legal funding you need with the service and transparency you deserve

    Alternatives to Settlement Loans in PA

    Lawsuit loans can be expensive, so before seeking a settlement loan, Pennsylvania residents may explore state aid, but for many, the quick financial support of a lawsuit loan is invaluable. There are a few assistance programs in PA that may help you stretch your current budget a little longer. However, remember that lawsuit loans can take a few years sometimes. For some people waiting a few more years is highly unrealistic. If you are at that point, Uplift is ready to help.

    In the meantime, consider looking into Pennsylvania’s COMPASS portal which offers access to a wide array of state-sponsored benefits including food supplement programs, medical assistance, cash assistance, and community-based services.

    Families that are eligible for COMPASS are often approved for the TANF (Temporary Assistance for Needy Families) program. This cash-assistance program is designed to help low-income families with dependent children.

    Finally, those who are struggling to pay their utility bills can get help via the Low-Income Home Energy Assistance Program. The program helps pro-rate energy services and/or offers grants to offset monthly costs.

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    Can I Get Lawsuit Loans with Bad Credit?

    Yes, our lawsuit loans in PA require no credit checks, ensuring your financial situation does not hinder your ability to obtain a cash advance. Regardless of your credit score – good credit, bad credit, fair credit, or no credit- everyone can get lawsuit loans without a credit check. Credit has no bearing on your eligibility to receive lawsuit loans risk-free.

    What does matter is your case. You need to prove that you have a viable case that has been officially filed in one of Pennsylvania courts of law to be considered for a lawsuit loan. You are not eligible for a lawsuit loan if you have not yet filed for damages.

    In addition, you must have a legal representation. You cannot be representing yourself if you want to apply for any type of lawsuit loan in PA. Finally, that lawyer must be willing to work with Uplift and submit documentation.

    If you can check these three boxes – then you are able to get a lawsuit loan regardless of what your credit report says about you.

    Our Satisfied Customers

    Jeremy H testimonial avatar

    Jeremy H

    5 Star Customer Review

    While waiting on my settlement I found myself in a bind. A quick Google search and a couple minutes later I was on the phone with Holly from Uplift. Two days later I had the funds I needed. I’m so glad I chose Uplift for my funding needs.

    Nicole P testimonial avatar

    Nicole P

    5 Star Customer Review

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    Brianna M testimonial avatar

    Brianna M

    5 Star Customer Review

    I couldn’t recommend Uplift Legal Funding more! Holly and Jared made the process so easy and pain free! All I had to do was email them and they were on it. I can go on and on about how much I recommend them! Thanks again Holly, Jared, and the whole Uplift Legal Funding team!

    These testimonials are from real, satisfied customers that we reached out to after they left positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.

    Is There a Benefit to Choosing a Local Pennsylvania Pre-settlement Lawsuit Loan Company?

    Sometimes there are benefits to working with a local company, but there are none when it comes to pre-settlement funding. The source of your lawsuit funds has no bearing on the amount you are eligible to receive. Local or not, ensure the PA lawsuit loans offer clear terms, without hidden fees, for your financial relief.

    It is in your best interests to shop around and find the best deal on your lawsuit loan. Compare rates among companies that are licensed to issue loans in PA and then choose the one that offers you the best deal. It really can be that simple.

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    How to Compare Rates for Lawsuit Loans in PA

    Of course, it is much easier to say choose the best rate than it is to actually find the best rate. There are a lot of companies offering lawsuit loans in PA, and most of them appear the same. They do have one thing in common, they will all likely tell you that they can offer you the best rate and get you funds the quickest. So do you blindly pick one or spend hours researching lawsuit loans and still end up confused and frustrated at the end of the day? The answer is neither.

    Follow a simple process and confidently pick the right lawsuit loans in PA the first time around. Don’t worry about who your lawyer recommends. Don’t worry about who the TV recommends. Don’t worry about what the companies say. Your main concern should be to find the pre-settlement loan with the best interest rate.

    Once you nail down that variable, take the top two or three choices and look at how long it will take to get your settlement funding. Who offers it within 24 hours? Who offers it without compounding rates? Combine these factors with the lowest rate and you have the correct option.

    What Does a Lawsuit Loan Cost?

    You probably want to know what a reasonable interest rate is. It’s a fair question given every single type of lawsuit loan product has its own interest rate range, and they all differ by loan type. A pre-settlement loan in Pennsylvania carries an interest rate of 15% to 22.5% semi-annually. Uplift Legal Funding exclusively charges simple, non-compounding rates. We know that it can take a while for cases to get settled, so we keep our pricing fair and transparent.

    However, be aware that different companies all offer different rates. In PA, lawsuit loans are not regulated, which is good if you are trying to obtain a lawsuit loan but not as great if you are searching for a low-interest rate. Some companies will attempt to take advantage of that fact. Choose a company that is transparent about its interest rates and upfront about the costs. It is always vital to compare interest rates and be absolutely sure of the interest rate assigned to your pre-settlement loan before signing any promissory papers.

    In addition, make sure you know whether you are going to be charged simple interest or compounding interest. Loans with large principals accumulate large amounts of interest quickly, so compounding interest can make a loan expensive very quickly. Therefore, keep in mind that a lawsuit loan with a low interest rate may not be worth it if compounding interest is charged. Do your research and keep your head above the ground. We offer our customers a handy lawsuit loan calculator to make it easier to visualize just how much a lawsuit settlement is going to cost in Pennsylvania.

    Simply input your desired lawsuit loan and view how much you will owe us based on the length of our loan. Our calculator also compares how much you will owe if you opt to choose one of our competitors.

    Do I Need a Lawyer to Get a Lawsuit Loan in PA?

    Yes, if you want to get a lawsuit loan in Pennsylvania you will need to have a lawyer working on your case. Most lawyers will work on a contingency basis in cases of malpractice and personal injury lawsuits.

    Therefore, there is no reason not to have a lawyer represent you. Personal injury law is very intense and unfortunately often usually requires networking and connections. Two things that the average client does not have, but their legal representation does.

    The lawyer is responsible for paying back the lawsuit loan company once the case is settled, which is why you need a lawyer to work with us. In addition, respecting attorney-client privilege, lawyers are known for extensively screening cases before they take them on, ensuring confidentiality and thorough evaluation.

    The fact you have a lawyer, upholding attorney-client privilege, and actively working on your case shows the lawsuit loan company that you have a valid claim. The validity of your case, especially in the context of Pennsylvania courts, is important when it comes to applying for a lawsuit settlement loan since we take on all the risk. If you lose your case, you do not owe us anything so we do our due diligence before working with our clients as well.

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    What Type of Cases Qualify for Lawsuit Funding in PA?

    Not every type of lawsuit is eligible for pre-settlement funding in PA. Usually, any case that falls within the purview of personal injury can count towards lawsuit loans. Other case types include employment lawsuits, labor law, product liability, workers’ compensation, and negligence claims that are made against an insurance company. We also work with a variety of car accident claims.

    PA actually has a high fatality rate per capita, so car accident claims are common lawsuit loans in PA, and Uplift specializes in making the process as simple as possible for those involved in these types of lawsuits.

    Why choose Uplift for pre-settlement lawsuit loan in Pennsylvania

    There are multiple reasons to choose Uplift Legal Funding for your Pennsylvania personal injury case. Not only are we a reputable company despite the lack of state regulations, we care about our clients and want to help them during this time. Uplift provides a loan in Pennsylvania to personal injury plaintiffs, designed to alleviate financial strain without requiring credit checks.

    Below we have listed several of the reasons why you should choose Uplift for your Pennsylvania loan:

    • Rates – we offer lower rates than most competitors. We exclusively charge simple rates (no compounding).

    • Contract – if a competitor has sent you a contract, send it to us and we promise we can beat it

    • Larger settlement – if you get a lawsuit loan with us, there is a higher likelihood that you will get a higher settlement

    • Responsive – our employees are responsive, accessible, and friendly. We answer all of your questions in a timely manner and never ignore your calls

    This advance can be used to manage medical bills, living expenses, and even mortgage payments, offering comprehensive financial relief. To access this lawsuit funding, plaintiffs should consult with their attorney or law firm to facilitate the application process.

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    How much will my Pennsylvania personal injury case be worth?

    There is no set way to determine how long a personal injury lawsuit will take to settle within Pennsylvania courts, influenced by factors like the statute of limitations. Some cases may resolve in a matter of days, while others could extend over several years before reaching a settlement. Generally, the amount of pre-settlement funding we can offer for a case depends on a few key criteria. If the criteria are met then we are able to offer a non-recourse cash advance that are as low as $500 and as high as $250,000 in funding.

    That funding ratio is just for typical cases. If you are in great financial need or you have a case with very high value then you will be able to receive even more lawsuit funding. In order to see how much a particular Pennsylvania personal injury lawsuit qualifies for we check:

    • Liability – is it clear who is at fault?

    • Insurance – do all parties involved have insurance?

    • Damages – were you injured? Did you have injections or any surgeries?

    • Previous funding – we may not be able to fund you if you have received maximum lawsuit funding from a prior cash advance

    The amount you receive in your settlement will depend on the type of case it is, whether or not there is a clear liability and if the defendant can be proved at fault for your injuries. Click here to get more information on how legal funding works

    Will my Pennsylvania lawsuit loans change rates?

    At Uplift Legal Funding we never increase or change rates for a non-recourse cash advance. We offer simple rates, which mean that we only charge based on the original lawsuit funding amount, and never on accumulated fees. This is how we are able to guarantee we have some of the lowest rates possible.

    We charge rates between 15.5 and 22.5%. Additionally, we only charge once every 6 months. This is because we know that most personal injury cases take months or years to settle. We want you to be able to keep as much of your settlement as possible.

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    What personal injury cases does Uplift fund in Pennsylvania?

    Uplift provides funding for almost all personal injury claims in Pennsylvania, including:

    Regulation of Lawsuit Loans in PA

    Lawsuit loans in PA remain largely unregulated and most legal funding companies provide settlement funding in the state.

    Despite a lack of regulation, reputable companies follow basic best-practice disclosure guidelines for legal funding cash advance contracts. Lawsuit lenders nationwide should display rates, fees, and repayment terms prominently in relation to the pre-settlement lawsuit loans that they offer.

    Uplift is one of the best reputable lawsuit loan companies in Pennsylvania for a non-recourse cash advance. We will make sure we get back to you within 24 hours of applying with the status of your legal funding application.

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    I know I can pay for my lawsuit, but can my attorney?

    According to the Pennsylvania Disciplinary Board, it is illegal for an attorney to pay expenses for their clients. However, there are exceptions to this rule:

    1. Attorneys may advance litigation fees for clients.

    2. Injury attorneys can cover any and all fees relating to the claim for pro-bono cases.

    For more information on attorneys potentially financing their clients, you can visit our page here.

    Personal injury firms

    Before you are able to seek a lawsuit loan with Uplift Legal funding, you must have a lawyer. If you are having difficulty locating a lawyer in Pennsylvania, we have provided a few below:

    Notable firms

    Below we have listed some notable Pennsylvania law firms. Each firm has a high online rating:

    The Levin Firm
    1500 John F Kennedy Blvd # 620, Philadelphia, PA 19102 (215) 825-5183 Specialties: Bike accidents, brain injuries, bus accidents, car accidents

    Law Offices of Jeffrey H. Penneys, P.C.
    230 S Broad St #904, Philadelphia, PA 19102 (215) 771-0430 Specialties: Medical accidents, motorcycle accidents slip and fall claims, wrongful death

    Trapani Law Firm
    133 N 5th St, Allentown, PA 18102 (610) 351-2330 Specialties: Wrongful death, COVID-19 cruise ship claims, medical malpractice, car accidents

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    Accident Injury in Pennsylvania

    Pennsylvania residents drive an estimated total of 101 billion miles yearly. That means the average resident drives about 7,885 miles per year. That figure is 18.1% lower than the U.S. national average of 9,630 miles per year.

    Aside from miles driven, local seatbelt and drinking and driving habits play a large part in the auto accident death rate. PA residents are about average when it comes to buckling up, reporting an 84.0% use rate. However recently, Pennsylvania has implemented more harsh seat belt laws, in order to increase usage.

    The drinking rate in Pennsylvania or the percent of people who report drinking too much before driving at least once in the prior month is 1.8%, which is 2.6% lower than the national average of 1.8%. In part due to these factors, the car accident fatality rate in Pennsylvania is 9.4. This compares favorably to the US national average of 10.9 and costs the state $1,600 million yearly. However, there are still major accidents in Pennsylvania. The greater Philadelphia area alone has around 8,000 car crash injuries per year.

    Lawsuit Loans from Uplift Legal Funding

    We provide lawsuit cash advances to relieve the pressure of the legal fees involved with a pending lawsuit. We care about our clients and aim to offer realistic lawsuit funding to each and every eligible case.

    Uplift Legal Funding is a pre-settlement funding company that provides non-recourse lawsuit loans on personal injury claims in most states. For same-day pre-approval, apply online or give us a call at (800) 385-3660. Your settlement funding will be fast and hassle-free!

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      Pennsylvania Funding Examples

      Pennsylvania Assault & Battery Claim


      Funded in 2021

      Our client was assaulted by event security and punched in the abdomen. As a result, the plaintiff sustained a ruptured spleen that required a surgery.

      Pennsylvania Car Accident Claim


      Funded in 2020

      The plaintiff was rear-ended in an auto accident. The whiplash from the accident caused shoulder and back injuries that required surgery.

      Pennsylvania Dog Bite Claim


      Funded in 2023

      The claimant was volunteering as a dog walker for an animal rescue and was bitten by one of the dogs. The bite resulted in a serious puncture to her arm which required surgery.

      Pennsylvania FELA Claim


      Funded in 2019

      Railroad company employee injured on the job due to negligence. The plaintiff was inspecting a train and his foot went through a rotted walkway. The plaintiff sustained serious head injuries and a traumatic brain injury as a result of the accident.

      Pennsylvania FELA Claim


      Funded in 2019

      Our client was attempting to throw a switch located on loose gravel and injured his knee. There had been prior complaints associated with the switch in question. He ultimately required knee surgery as a result of his injuries.

      Pennsylvania FELA Claim


      Funded in 2021

      The claimant worked for a major railroad company and suffered injury due to repetitive strain on his back. In addition to providing further funds to the plaintiff, Uplift Legal Funding refinanced his existing legal funding at a low, simple rate.

      Pennsylvania FELA Claim


      Funded in 2022

      As the plaintiff was pulling on a hand brake he felt something pop in his shoulder. The plaintiff was out of work for more than a year while undergoing treatment for his injuries.

      Pennsylvania Premises Liability


      Funded in 2021

      The plaintiff sustained injury by accidentally stepping into an obscured hole in grass in a park. After exhausting conservative options, the plaintiff had to undergo two surgeries to recover from her injuries.

      Pennsylvania Premises Liability


      Funded in 2023

      The plaintiff fell through an open manhole cover into shallow water 100 feet below. The fall caused injury to her leg that resulted in surgery with instrumentation.

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