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Iowa Lawsuit Loans

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    Iowa Lawsuit Loans

    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply or Call

    Apply online or give us a call. This step only takes a few minutes.

    Step 2 - we review your case icon

    We Review

    We contact your attorney and review your case. This only takes a few hours.

    Step 3 - get funding icon

    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Accessing Lawsuit Loans in Iowa

    When you’re faced with a lawsuit in Iowa, financial stress can loom large. One suitable solution may be to secure a lawsuit loan. This allows you to access funding prior to your case being settled.

    A lawsuit loan is essentially a cash advance against your future lawsuit settlement. If your case qualifies, Uplift Legal Funding can offer lawsuit loans from as little as $500 all the way up to $250,000. This depends largely on the nature of your case and its projected outcome.

    Iowa residents who are embroiled in pending lawsuits and need immediate financial relief should consider this option. Lawsuit loans are non-recourse, which means if you lose your case, you owe nothing.

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    Pre-settlement lawsuit loans with Uplift

    Uplift offers litigation loans with simple, non-compounding rates. This means that we charge rates based on the original fund amount. We never charge on already accumulated funds. As such, lawsuit loans have rates that stay low and manageable.

    We do this because we want you to keep the largest portion of your settlement possible. Below you will find answers to some common questions about litigation loans. If you want a more detailed explanation you can visit our guide here.

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    What should I consider when searching for pre-settlement funding in Iowa?

    Most states don’t have any regulations for legal funding companies. This means that there are no rules on what a legal funding company can charge in rates and how they can charge rates.

    This is extremely important to consider when searching for a lawsuit loan company before you sign any legal funding contracts. Some companies charge over 100% in rates yearly, and they get away with it because there are no rules stopping them. Additionally, some companies offer compounding rates, which means they charge rates on already accumulated rates.

    A company should always display rates, fees, and terms of repayment at the front of their contract in a clear, easy-to-understand format.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

    24 Hour Funding

    24 Hour Funding

    Get $500 to $250,000+ as soon as today

    Low Rates

    Low, Simple Rates

    Simple, non-compounding rates that save you money on legal funding

    No Monthly Payments

    No Monthly Payments

    Only pay at settlement – if you lose your case, you pay back nothing



    Get the legal funding you need with the service and transparency you deserve

    How long does it take to apply for a lawsuit loan in Iowa?

    Applying for a lawsuit loan with Uplift is a quick and easy process. It shouldn’t take you longer than 5 minutes to submit your application.

    Once you have submitted your application you will be contacted but one of our personal injury case managers to get more information from you about your case. Following that, the personal injury case manager will contact your attorney and begin the funding process.

    We will make sure to contact you daily about what step in the process your application is on.

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    If I get approved, how quickly can I access my Iowa lawsuit loan?

    We offer multiple methods for accessing your funds. Uplift will get your funds to you within 24 hours of approval regardless of which method you choose to have your funds sent to you. A couple options Uplift provides are:

    • Direct deposit
    • Western Union
    • MoneyGram
    • Overnight check

    Our Satisfied Customers

    Brianna M testimonial avatar

    Brianna M

    5 Star Customer Review

    I couldn’t recommend Uplift Legal Funding more! Holly and Jared made the process so easy and pain free! All I had to do was email them and they were on it. I can go on and on about how much I recommend them! Thanks again Holly, Jared, and the whole Uplift Legal Funding team!

    Nicole P testimonial avatar

    Nicole P

    5 Star Customer Review

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    Jeremy H testimonial avatar

    Jeremy H

    5 Star Customer Review

    While waiting on my settlement I found myself in a bind. A quick Google search and a couple minutes later I was on the phone with Holly from Uplift. Two days later I had the funds I needed. I’m so glad I chose Uplift for my funding needs.

    These testimonials are from real, satisfied customers that we reached out to after they left positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.

    What personal injury claims does Uplift fund in Iowa?

    Uplift funds most personal injury cases including:

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    Notable personal injury law firms in Iowa

    Uplift cannot provide assistance if you do not have a lawyer. If you are having difficulty finding one, we have composed this list for you.

    Each of the law firms below has a high online rating:

    Des Moines Injury Law Firm
    699 Walnut St,
    Des Moines, IA 50309
    (515) 493-4878
    Specialties: Slip and Fall, Medical malpractice, Wrongful death, Truck accidents

    Luneckas Law, P.C.
    866 1st Ave NE Suite A,
    Cedar Rapids, IA 52402
    (319) 294-8777
    Specialties: Workers compensation, Work-related injuries, Accidental Death, Trip and fall

    RSH Legal
    425 2nd St SE #1140,
    Cedar Rapids, IA 52401
    (319) 774-1072
    Specialties: Auto Injuries, Nursing home injuries, Brain injuries, Truck injuries

    Hixson & Brown, P.C.
    160 S 68th St #1108,
    West Des Moines, IA 50266
    (515) 222-2620
    Specialties: Dog Bites, Child injuries, Catastrophic injuries, Wrongful death

    Iowa Lawsuit Funding Cheat Sheet

    According to Chapter 614, Section 614.1; the civil statute of limitations in Iowa is 2 years. This means that you may lose the right to sue for negligence if you do not file your lawsuit within the limit. The degree to which plaintiff negligence impacts the liability claim varies from state-to-state. Iowa’s guideline is modified comparative fault with a 51% threshold.

    Essentially, this means that plaintiff’s negligence offsets defendant’s liability. If a plaintiff is more than 50% at-fault, there will be no recovery – I.C.A. § 668.3(1)(b). Its important to keep in mind that if you request car accident lawsuit loans early-on in your claim, legal funding underwriters must assume Iowa state minimum policy limits of:

    • $25,000 bodily injury liability per person
    • $50,000 bodily injury liability per accident
    • $25,000 property damage liability per accident
    • $25,000 uninsured/underinsured motorist coverage per person
    • $50,000 uninsured/underinsured motorist coverage per accident
    • Personal injury protection, up to $4,500 in medical expenses, $900 per month for disability/income loss, $25 per day for in-home services, $2,000 for funeral or cremation costs, $4,500 for rehabilitation

    Accident Injury in Iowa

    Iowa’s yearly injury death rate is only slightly higher than the national average.

    Iowa residents drive an estimated total of 33 billion miles yearly. That means the average Iowa resident drives about 10,615 miles per year. That figure is 10.2% higher than the U.S. national average.

    Aside from miles driven, local seatbelt and drinking and driving habits play a large part in the auto accident death rate. Iowa residents are pretty good when it comes to buckling up, reporting a 92.0% use rate.

    The drinking rate in Iowa or the percent of people who report drinking too much before driving at least once in the prior month is 3.1%, which is 67.7% higher than the national average of 1.8%.

    Even though drinking and driving have a higher likelihood of occurring in Iowa, the car accident fatality rate is lower than the national average.

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    Regulation of Lawsuit Loans in Iowa

    Lawsuit loans in Iowa remain largely unregulated and most lawsuit funding companies provide funding in the state.

    Despite a lack of regulation, reputable companies follow basic best-practice disclosure guidelines for lawsuit funding contracts. Lawsuit lenders nationwide should display rates, fees, and repayment terms prominently.

    According to the American Bar Association, lawyers in Iowa cannot fund their clients. However, a lawyer may advance court costs on behalf of the client.

    For more information on lawyers funding their clients, see here.

    Lawsuit Loans from Uplift Legal Funding

    Uplift understands that being in a lawsuit is extremely stressful. In addition to your typical living expense, you’ll also have new fees popping up. A cash advance from Uplift will help you make ends meet while you work for a fair settlement. If you have any questions or are interested in lawsuit funding, apply online or give us a call at (800) 385-3660.

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