Injuries are not only painful, but are oftentimes expensive as well. Injuries can result in expensive medical bills and lost wages during the healing period. If your accident occurred at work, you may be able to file a workers’ compensation claim. Continue reading this blog to learn more about workers’ compensation and lawsuit loans.
If you get in a workplace accident, be sure to immediately inform your supervisor. Like any personal injury case, it is crucial to provide solid evidence and documentation. File an incident report that clearly describes the incident and your injuries. Reach out to any witnesses and have them provide their account of what happened that supports your claim. This documentation will be important in proving the negligence of the defendant (your employer). Your goal as the plaintiff is to prove that this negligence ultimately caused your accident and injury.
Workers’ Compensation Plans
Most states have laws in place that require employers to provide workers’ compensation insurance for employees. Independent contractors and outside salespeople are usually not covered. Workers’ compensation requires the employer to pay for medical expenses, rehabilitation and lost wages in the event that the employee is injured on the job. Be aware that under workers’ compensation, the employee can’t sue the employer – even if the employer is at fault.
You May Be Able To Sue Under Special Circumstances
Depending on the circumstances of your accident, you may still be able to file a personal injury claim. This does not mean you will be able to sue your employer, but can instead sue the manufacturer of unsafe equipment or the employee of another company who caused an accident.
Workers’ Compensation Claims Pay Less
As stated in a previous section, workers’ compensation benefits cover medical bills, rehabilitation and some of your lost wages. Depending on your state, payments can start within a few days of filing your claim or could take longer. While in a personal injury lawsuit you must be able to prove the fault of the other party’s actions, there is no need to prove who caused the accident in a workers’ compensation claim – as long as there is evidence that shows the incident happened on the job site.
Laws Regulate Workplace Safety
Federal and state laws require employers to maintain a safe work environment. The Occupational Safety and Health Act (OSHA) includes requirements for the safe storage of hazardous materials, employee training on safety and development of safety policies. If you witness unsafe conditions in the workplace, it is important that you report them to your supervisor immediately. If your supervisor fails to make any changes, contact your state’s department of labor and file a complaint.
Work Injury Lawsuit Loans From Uplift Legal Funding
Are you suffering from a workplace injury? Seek the compensation you are entitled to and look into filing a claim. Uplift offers premises liability loans, construction accident loans, FELA lawsuit loans and Jones Act lawsuit loans to plaintiffs nationwide. Learn more by giving us a call at (800) 385-3660 or apply online.