Michigan Lawsuit Loans Made Easy

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    Michigan Lawsuit Loans Made Easy

    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply or Call

    Apply online or give us a call. This step only takes a few minutes.

    Step 2 - we review your case icon

    We Review

    We contact your attorney and review your case. This only takes a few hours.

    Step 3 - get funding icon

    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Michigan Lawsuit Loans Overview

    Uplift Legal Funding is a pre-settlement funding company that provides non-recourse lawsuit loans in Michigan. With a population of 9,922,576, Michigan is the 10th largest state but ranks 1st for per capita fatal injuries.

    Lawsuits take time to settle, even if your case is fairly clear-cut. Legal funding is intended to help you maintain financial stability while you wait for a settlement during a pending lawsuit. Unlike regular loans, lawsuit funding is offered on a contingency basis – you only repay the funds if you win. If the case falls through for any reason, you keep the money you’ve received.

    We typically work with your attorney when reviewing the case. After you’ve submitted your application and given us the facts of the case, it’s reviewed by our underwriting team. We work with your lawyer after this. They’ll provide us with the information about the case and the facts we need to approve your pre-settlement funding.

    Once you’re approved, we can have the money to you in as little as 24 hours. Uplift offers flexible payments, including direct deposit, overnight FedEx check, Money Gram, Western Union, and more. The repayment is handled by your lawyer, as they’re responsible for dispersing the settlement funds.

    Our client care team works with you every step of the way, and we’re available to answer questions on the phone or via email. We know many people feel worried and confused during a personal injury case, and we’re here to help ease your financial burden risk-free.

    Quick Reference Lawsuit Loans Guide

    Average Funding Per Case in Michigan

    Uplift Legal Funding provides $10,903 of funding per case on average in Michigan

    Available Funding Amount in Michigan

    Eligible applicants may receive a lawsuit loan between $500 and $1,000,000+ in Michigan

    Michigan Fault Laws

    Michigan has a modified comparative fault statute with a 51% threshold, which means that a defendant’s liability may be reduced in line with their share of the fault for the accident. If the plaintiff is more than 50% responsible for the accident, they are barred from recovery.

    Statute of Limitations in Michigan

    3 years for personal injury 3 years for property damage 6 years for oral and written contract

    MI Minimum Policy Limits

    $30,000 bodily injury liability per person $60,000 bodily injury liability per accident $10,000 property damage liability per accident $25,000 uninsured/underinsured motorist coverage per person $50,000 uninsured/underinsured motorist coverage per accident $40,000 personal injury protection

    Quick Reference Lawsuit Loans Guide

    Average Funding Per Case in Michigan

    Uplift Legal Funding provides $10,903 of funding per case on average in Michigan

    Available Funding Amount in Michigan

    Eligible applicants may receive a lawsuit loan between $500 and $1,000,000+ in Michigan

    Michigan Fault Laws

    Michigan has a modified comparative fault statute with a 51% threshold, which means that a defendant’s liability may be reduced in line with their share of the fault for the accident. If the plaintiff is more than 50% responsible for the accident, they are barred from recovery.

    Statute of Limitations in Michigan

    3 years for personal injury
    3 years for property damage
    6 years for oral and written contract

    MI Minimum Policy Limits

    $30,000 bodily injury liability per person
    $60,000 bodily injury liability per accident
    $10,000 property damage liability per accident
    $25,000 uninsured/underinsured motorist coverage per person
    $50,000 uninsured/underinsured motorist coverage per accident
    $40,000 personal injury protection

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    How much of a lawsuit loan will I qualify for in Michigan?

    Each personal injury case is different, so the amount each applicant is approved for differs, too. Our offers are a percentage of the dollar amount of the anticipated settlement. It’s also based on whether or not the case has been decided.

    For example, you may have won your case but need a small loan to tide you over until the settlement arrives from the other party. This is called post-settlement funding, and we can offer that, too.

    The average loan amount for pre-settlement cases is generally no more than 25% of the projected settlement amount. For post-settlement funding, the average is up to 50% of the award. The loan amount is based on the net value of the settlement, which is calculated after lawyer fees and liens are paid off.

    When considering how much to apply for, think of how much you actually need versus how much you want. This ensures you can easily pay back your loan.

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    Will I need a lawyer for a lawsuit cash advance in Michigan?

    Yes! The lawyer is ultimately responsible for paying back all pre-settlement loans from the funds awarded to you as the plaintiff. The terms for most pre-settlement loans include repayment from the settlement award, not a structured monthly repayment plan.

    The award you receive is almost always how your personal injury lawyer gets paid, as well. You may have read in your contract that your attorney operates on a contingency basis. This means they only get paid when you win and will receive a percentage of the compensation monies.

    It’s important to note that there is very little regulation for lawsuit loans in the state of Michigan. Some companies may not be as ethical as others. Therefore, you should work with your attorney to help you find a reputable lending company, like Uplift Legal Funding.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

    24 Hour Funding

    24 Hour Funding

    Get $500 to $250,000+ as soon as today

    Low Rates

    Low, Simple Rates

    Simple, non-compounding rates that save you money on legal funding

    No Monthly Payments

    No Monthly Payments

    Only pay at settlement – if you lose your case, you pay back nothing

    Trusted

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    Get the legal funding you need with the service and transparency you deserve

    How can I use the money from my pre-settlement lawsuit loan?

    Lawsuit loans can be used for anything, from paying your mortgage to medical bills you need as a result of the accident. These loans can help plaintiffs who may not be able to work due to injuries from the accident or those who are on limited duty at work and therefore unable to collect their regular wages to maintain financial security while awaiting their settlement.

    Lawsuit loans can also help you replace or repair your vehicle if it, too, was damaged in the accident. This allows you to get back to work faster, without waiting for your compensation. Or, you may need to pay for medical treatment for yourself or your passengers. Often, accident victims require ongoing care like physical therapy or chiropractor services. Depending on your insurance plan, the co-pays and co-insurance payments you’re responsible for can run into the hundreds or thousands of dollars.

    How you use the lawsuit loan is up to you. Many of our clients use it for bills, groceries, and other household needs.

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    Can I get a settlement loan if I have bad credit?

    Yes! Unlike other types of personal loans and cash advances, eligibility for pre-settlement funding is determined by the strength of your case. The money you borrow is repaid from the funds from your settlement. These terms mean that you don’t have monthly fees or a structured repayment schedule. Your employment status and your credit history aren’t considered when we evaluate applicants for a lawsuit loan.

    What we do consider is the strength and quality of your case. We evaluate the cases using a few different criteria:

    • The facts of the case. Is it clear who is at fault for the accident? Are the facts straightforward, and are there reliable witnesses? Or is your case more complicated, where it’s hard to determine who’s at fault?

    • How long your case has been in the court system. Have you recently filed the suit, or is it close to settlement? Uplift Legal Funding offers both pre-settlement and post-settlement loans

    • How quickly are we able to get information from your attorney? There are several factors we consider when approving settlement funds, and it’s crucial your lawyer sends us the information we need quickly for a fast application process

    Our Satisfied Customers

    Nicole P testimonial avatar

    Nicole P

    5 Star Customer Review

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    Brianna M testimonial avatar

    Brianna M

    5 Star Customer Review

    I couldn’t recommend Uplift Legal Funding more! Holly and Jared made the process so easy and pain free! All I had to do was email them and they were on it. I can go on and on about how much I recommend them! Thanks again Holly, Jared, and the whole Uplift Legal Funding team!

    Emily S testimonial avatar

    Emily S

    5 Star Customer Review

    I was going through a really tough financial situation. I contacted Uplift Legal Funding and they were so quick to help me. Within hours of asking for help, they deposited the money directly to my account. It means a lot when someone understands what you are going through and helps you right away.

    These testimonials are from real, satisfied customers who posted positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.

    Is my case eligible for pre-settlement funding in Michigan?

    We consider lawsuit loans for a wide range of personal injury cases. These can be from a car accident, an injury while on the job, or professional negligence. At Uplift Legal Funding, we work with plaintiffs just like you. We cover our services more in-depth here, but please contact our client care team if you don’t see your case.

    Personal injury cases we offer pre-settlement funding for include:

    You can see our case services are comprehensive. However, at Uplift, we specialize in lawsuit loans for plaintiffs involved in a car accident. These are the most common lawsuit loans we handle. We have many years of experience with car accident cases and can quickly determine the best lawsuit loan for your circumstances.

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    Am I eligible for a personal injury lawsuit loan in Michigan?

    First, you need approval from your lawyer to apply for a lawsuit loan. They’ll advise you about how much you can safely borrow, depending on the strength of your case. If you’re asking for too much, they may suggest a better amount. They’ll do this so that you’re able to pay back the total amount after the case is settled.

    Uplift Legal Funding requires you to provide your full name, phone number, and email address. You’ll also need specific information about your case. We review each case individually, but in general, you may be asked for:

    • Liability of each party, including the police report, witness statements, any incident report created by a company, and photos

    • Documentation of damages, including medical information and details of economic loss

    • The defendant’s ability to pay damages (do they have insurance, how much, etc.)

    We can review cases as soon as a week or so after the accident. We also offer post-settlement funding for cases that have been decided. No matter which stage your case is in, we can work with you to provide you the funds you need.

    Accident Injury in Michigan

    Michigan’s yearly injury death rate of 61.8 per 100,000 places it 2.9% higher than the national average of 60.1.

    Michigan residents drive an estimated total of 98 billion miles yearly. That means the average Michigan resident drives about of 9,861 miles per year. That figure is 2.4% higher than the U.S. national average of 9,630 miles per year.

    Aside from miles driven, local seatbelt and drinking and driving habits play a large part in the auto accident death rate. Michigan residents are pretty good when it comes to buckling up, reporting a 94.0% use rate.

    The drinking rate in Michigan or the percent of people who report drinking too much before driving at least once in the prior month is 1.9%, which is 2.8% higher than the national average of 1.8%.

    In part due to these factors, the car accident fatality rate in Michigan is 9.7. That’s a bit lower than the US average of 10.9.

    Car accidents cost the state around $1.2 billion annually.

    Liability statutes in Michigan

    The degree to which plaintiff negligence impacts the liability claim varies from state-to-state. Michigan’s guideline is a modified comparative fault with a 51% threshold. Essentially, this means that recovery is reduced by the proportion of plaintiff’s fault. 51% plaintiff bars non-economic damages and offsets economic damages – M.C.L.A. § 600.2959. It’s important to keep in mind that if you request car accident lawsuit loans early-on in your claim, legal funding underwriters must assume Michigan state minimum policy limits of:

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    What are the benefits of lawsuit loans from Uplift?

    Lawsuit settlement loans offer vital financial assistance, helping you pay your household bills if you’ve missed work due to the accident. Additionally, if your injuries necessitate lengthy medical care or a hospital stay, the lawsuit loan can support your family in managing bills while awaiting the settlement. You may need to fix or replace your car to get to work, and the lawsuit loan can assist with this, as well as with covering your living expenses.

    Lawsuit loans can be expensive, but they’re also beneficial for many plaintiffs. Plus, unlike a personal loan, you won’t need a credit check to be approved. And unlike cash advances or payday loans, you don’t need proof of employment or have a structured repayment contract. Uplift charges much less than other Michigan lenders. We offer simple, non-compounding rates (most companies charge compounding rates) of interest on the loan.

    Uplift can help Michigan plaintiffs get funds before their case settles. To apply or learn more about legal funding in Michigan, contact us online or give us a call at (800) 385-3660.

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      Michigan Funding Examples

      Michigan Assault & Battery Claim

      $70,000

      Funded in 2022

      While imprisoned, correction officers attacked the plaintiff, fractured his shoulder and threatened him. The plaintiff had to undergo clavicle surgery with instrumentation and has PTSD as a result of the incident.

      Michigan Car Accident Claim

      $30,000

      Funded in 2017

      Two vehicle rear-end accident. Anterior cervical discectomy, disk removal and decompression surgery with instrumentation.

      Michigan Car Accident Claim

      $45,000

      Funded in 2020

      The plaintiff was riding his bicycle to work when he was hit by a truck. Uplift refinanced the plaintiffs’ existing legal advance at a lower rate and provided him with monthly installments during the defense’s appeal of his $980,000 verdict.

      Michigan Car Accident Claim

      $30,000

      Funded in 2021

      Motor vehicle accident resulting in six surgeries. The plaintiff had been approved with another funding company but applied with Uplift Legal Funding to get better rates and terms. Uplift provided the same amount of funding at a substantially better, non-compounding rate.

      Michigan Car Accident Claim

      $20,000

      Funded in 2021

      The plaintiff was a passenger in a vehicle that was involved in a multi-vehicle accident on the highway. The plaintiff underwent an open reduction and internal fixation surgery as a result of her injuries.

      Michigan Car Accident Claim

      $10,000

      Funded in 2023

      The plaintiff was involved in a motor vehicle accident that caused a traumatic brain injury and neck injury. He ultimately had to have neck surgery. The defendant had minimum coverage, but the plaintiff had underinsured motorist coverage of $100,000.

      Michigan Car Accident Claim

      $13,000

      Funded in 2023

      Rear end motor vehicle accident that resulted in the plaintiff having shoulder surgery. The plaintiff had $6,000 of funding from another company that Uplift was able to refinance at a lower rate.

      Michigan Premises Liability

      $2,000

      Funded in 2020

      Premise liability case in which a chair at a hotel broke while the plaintiff was sitting on it. Plaintiff went through conservative treatment and had steroid injections.

      Michigan Settled Claim

      $100,000

      Funded in 2023

      Class action abuse claim against a university arising from the conduct of a doctor. The plaintiff’s claim had already been resolved in principal for nearly $500,000 when he applied with Uplift Legal Funding.

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