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Washington (WA) Lawsuit Loans Made Easy

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    Washington (WA) Lawsuit Loans Made Easy

    Get Funding Today in 3 Easy Steps

    Uplift Legal Funding is proud to offer funding as soon as the same day you apply. Here’s how we do it:

    Step 1 - apply online or call icon

    Apply or Call

    Apply online or give us a call. This step only takes a few minutes.

    Step 2 - we review your case icon

    We Review

    We contact your attorney and review your case. This only takes a few hours.

    Step 3 - get funding icon

    You Get Cash

    You and your lawyer review and sign our agreement. We send your funds the same day!

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    Uplift’s Washington Lawsuit Loans Overview

    Average Funding Per Case in Washington Uplift Legal Funding averages $8,027 of funding for injured Washington residents.
    Available Funding Amount in Washington Washington law allows Uplift Funding to offer lawsuit loans ranging from $500 to $250,000 to our clients.
    Washington Fault Laws Washington is not a no-fault state, but it is possible for fault to be shared due to the law doctrine of pure comparative negligence laws.
    Statute of Limitations in Washington 3 years for personal injury; 3 years for property damage
    Minimum policy limits in Washington

    $25,000 bodily injury liability per person
    $50,000 bodily injury liability per accident
    $15,000 property damage liability per accident

    100+ 5 Star Gold star Reviews

    4.9 / 5.0

    BBB A+

    5.0 / 5.0

    Am I Eligible for Lawsuit Loans in Washington?

    Washington state does not have any laws that impact the availability of lawsuit loans. Therefore, if you have a pending personal injury lawsuit and are represented by a lawyer you could be eligible for a lawsuit loan.

    Eligibility is not determined by the state, but instead by the pre-settlement funding company that you choose to apply for a loan with. Uplift encourages potential loaners to apply online and then have their case reviewed by our underwriters.

    Our underwriters will get in touch with your lawyer to discuss the particulars of your case and its settlement value. Once this information is compiled we will immediately reach out to grant approval if your case is strong enough.

    A common misconception among people searching for lawsuit loans is that their credit or income matters. It doesn’t.

    Credit and income play no role in the decision to grant lawsuit loans in Washington. The only factor that matters is how viable a personal injury lawsuit is. We look at the estimated settlement value and approve a loan based on the estimated net value of the case, not any other factors.

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    How Much Will a Washington Lawsuit Loan Cost Me?

    After eligibility, the number one question plaintiffs have is how much will a Washington lawsuit loan cost me? It is a reasonable question, because, like most loans, lawsuit loans are expensive.

    In Washington, there are no rate limits, so the amount you could end up paying could vary greatly based on the type of settlement loans you opt to accept. There are many companies that offer lawsuit loans across America, the company you choose will heavily determine the costs of the loan.

    One important factor to consider is whether a lender offers a simple or compound interest rate. As the name implies, a compound interest rate requires you to pay interest on acquired interest. For instance, if you start with a $100 loan with a 4.5% interest rate then at the end of the first month you will owe $104.50. At the end of the second month, you will once again pay a 4.5% interest rate but on the new total of $104.50 which can result in a snowball effect.

    On the other hand, a simple interest rate is charged on the principle of the loan. Therefore, if you owe 4.5% on a $100 loan you will never owe any more than that. With that in mind, a simple interest rate is sometimes the better option, but it also might mean a larger upfront interest rate.

    Navigating interest rates can be tricky, but it is important if you want to ensure you choose an affordable settlement loan. Uplift helps our consumers out by providing them with free access to our lawsuit loan calculator. Simply enter the amount you wish to borrow, an interest rate, and a term to get a basic idea of how much the lawsuit loans will cost you in the long run.

    Uplift is proud to be one of the few lawsuit loans companies to offer a simple non-compounding interest rate. This makes us a very affordable option for plaintiffs in Washington that need access to their settlement funds before a case is officially settled.

    This is why we cannot stress enough to look solely at interest rates. If you want the best deal on lawsuit loans, you need a low, simple interest rate. Cut through the noise, and focus on the strategy that will cost you the least.

    Why Choose Uplift

    Clients love our low rates, fast funding, and attentive service.

    24 Hour Funding

    24 Hour Funding

    Get $500 to $250,000+ as soon as today

    Low Rates

    Low, Simple Rates

    Simple, non-compounding rates that save you money on legal funding

    No Monthly Payments

    No Monthly Payments

    Only pay at settlement – if you lose your case, you pay back nothing



    Get the legal funding you need with the service and transparency you deserve

    Alternatives to Pre-settlement Loans in Washington

    We know that settlement loans in Washington can be an expensive way to access funds, however, sometimes people need help addressing the daily costs of living while waiting for a settlement from a personal injury lawsuit.

    Severe injuries, unexpected medical bills, and other medical expenses can be crippling, and sometimes people do not have anywhere to turn for help. This is one reason why lawyers often direct their clients to Uplift for lawsuit loans. Lawsuit loans help provide temporary relief so that injured parties can maintain their quality of life while waiting for financial relief.

    However, depending on the situation settlement loans may not be the only option to help bridge the financial gap that forms after a person is injured and before they are awarded the compensation they are entitled to.

    Other local Washington resources that may be helpful include:

    • TANF (Temporary Assistance for Needy Families)
    • Washington’s Apple Health (Medicaid)
    • LIHEAP (Low-Income Home Energy Assistance Program)
    • Housing Assistance

    If you have exhausted these outlets or need access to emergency pre-settlement funding now, then a lawsuit loan may be the logical next step. Contact us to find out more about the process.

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    Benefits of Lawsuit Funding in Washington

    Even though there are costs associated with lawsuit loans in Washington, there are benefits that make them worth a second look.

    Settlement loans can be a great way to access funds that you are entitled to without too many strings attached. While you will need to pay back the money at the agreed-upon rate once your settlement is approved, you do not need anything else to be approved.
    Unlike payday loans or personal loans which some clients will pursue to bridge the gap until their settlement clears, lawsuit loans are only due if you win your personal injury lawsuit. Otherwise, you will never need to repay your loan.

    You also do not need a good credit score or a valid source of income to be approved for pre settlement funding. This makes them an excellent option for people who need funds to pay for the daily expenses of life who may not qualify for other loan options.

    Uplift charges considerably less than competitors that also service Washington state making us an obvious choice if you are searching for lawsuit loans. We offer simple, non-compounding rates and are upfront about the costs associated with them.

    We know you have already been the victim of another person, workplace, negligence, or insurance company. Uplift is not looking to victimize you again financially. We are as transparent about the lawsuit loan process as possible so that you can be comfortable and confident with our pre-settlement funding options.

    Our Satisfied Customers

    Jacob H testimonial avatar

    Jacob H

    5 Star Customer Review

    Uplift Legal Funding went above and beyond to ensure I didn’t lose everything. I was able to pay my bills and avoid the imminent threat of eviction. I wholeheartedly recommend Uplift Legal Funding. You have my eternal gratitude.

    Nicole P testimonial avatar

    Nicole P

    5 Star Customer Review

    Uplift Legal Funding is true to its word about its process. It really is as easy as the three steps – apply, sign a contract, & get the money. They make sure you get the money YOU need. I recommend Uplift Legal Funding 100%.

    Brianna M testimonial avatar

    Brianna M

    5 Star Customer Review

    I couldn’t recommend Uplift Legal Funding more! Holly and Jared made the process so easy and pain free! All I had to do was email them and they were on it. I can go on and on about how much I recommend them! Thanks again Holly, Jared, and the whole Uplift Legal Funding team!

    These testimonials are from real, satisfied customers that we reached out to after they left positive reviews of Uplift Legal Funding online. They were compensated for the use of their name, likeness, and the honest reviews of our services that you see above.

    Can I Get Pre-Settlement Funding in Washington with Bad Credit?

    Unlike traditional loans, credit is not a factor that is considered if you apply for lawsuit loans. The only thing that matters is the perceived value of your personal injury case.

    We will contact your attorney to discuss your case at length, and then our underwriters will decide if you are approved for pre-settlement funding or not. If you have a legitimate personal injury claim, there is a high likelihood that your lawsuit loans will be approved.

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    Do I Need a Lawyer to Get Lawsuit Loans in Washington?

    Yes, as heavily discussed in order to seek and apply for lawsuit loans in Washington you must be represented by an experienced attorney who has filed a personal injury claim on your behalf.

    Most personal injury lawyers only take on cases that they know they can win since they are paid on a contingency basis. Therefore, simply having a lawyer on your side adds legitimacy to your case.

    It also gives us a trusted professional to discuss the legal aspects and settlement value of your personal injury claim with. Once you fill out the initial information, you will not be involved in the lawsuit loan process.

    Instead, everything will proceed through your attorney since they will be responsible for repaying the lawsuit loan once the settlement is finally disbursed. Therefore, in order to be eligible for a settlement loan you need to have a lawyer.

    How Long Does It Take to Get My Funds?

    After filing your application with Uplift our underwriters will compile information and speak to your lawyer. You will be notified as soon as they make their decision.

    If approval is granted then you will be offered an array of options designed to give you access to your pre-settlement funding within 24 hours.

    We know how important fast and efficient access to lawsuit loans can be, and we do our best to provide payment options that are designed to meet the needs of every client. Popular payment options include direct deposit, Fedex overnight check, Moneygram, and wire transfers. You are not required to have a bank account to get access to lawsuit loans from Uplift.

    Uplift Legal Funding provides non-recourse lawsuit loans in Washington, providing settlement funding for a variety of cases. With a population of 7,170,351, Washington is the 13th largest state in the United States and ranks 28th for per capita fatal injuries (D.C. included).

    Legal funding can help you get the settlement you deserve for most personal injury cases. These cases include” Medical malpractice, premises liability, workers compensation and more. Don’t settle for less than you deserve on your case. Contact us today to see how much you qualify for in Washington lawsuit loans.

    Because settlement funding regulation is complex, Uplift developed a funding-ease scale. This scale helps plaintiffs understand what part their state plays in lawsuit settlement loans decisions. On a scale of 0 to 10, Washington scores a 10.0. This means that we consider it very easy for plaintiffs to get lawsuit settlement loans in Washington.

    Read more information below about the legal funding environment in Washington.

    What are the pros and cons of Washington pre-settlement funding

    Here at Uplift, we want to be upfront with you about the pros and the cons of getting a lawsuit loan. Therefore below we have listed some of the great – and not so great things about pre-settlement funding:


    • Fast funding
    • Repayment is contingent on success
    • Additional funding available
    • Know how much you have to repay
    • Use for whatever you want
    • Works with your attorney
    • Cap on how much you have to pay


    • Legal funding can be expensive
    • Some companies are dishonest about rates and terms
    • Little to no regulations in most states, including Washington
    • Some companies don’t have a payback cap. Coupled with compounding rates, this can balloon your lawsuit loan payback to several times what you borrowed.

    Uplift legal funding is able to avoid most of the cons on the list above. We never lie and we are always upfront about rates. While it is true that we still do not have regulations on our pre-settlement, we will follow best practice procedures in order to do right by our clients.

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    How big can your cash advance be from Uplift Legal Funding

    Your cash advance can be anywhere between 5% and 20% of your potential settlement. This amount varies on a case-by-case basis. Cases that have a high case value will be able to get a bigger lawsuit loan. However, at Uplift, we always try to give an individual the amount of pre-settlement funding that is best for them. If we see that the client is impoverished and desperately needs a bigger lawsuit loan, then we will do our best to help you. Generally, we offer a pre-settlement funding amount between $500 and $250,000 in cash advances. However, $250,000 isn’t our cap, if your case is worth more, we can grant more in funding.

    What happens if your Washington lawsuit takes longer than expected?

    If your lawsuit takes longer than expected that is completely fine. We have set rates that do not change no matter how long it takes your case to settle. We charge between 17.5 and 22 percent in rates. We only do this once every six months, so there is a limit on how much in yearly rates you will be charged.

    Sometimes cases take multiple years to settle, 5 or even 10 years! Here at Uplift, we understand which is why we put a cap on how much you will have to repay. For example, if you take out a 2,000 lawsuit loan, and your rate is 17.5 per 6 months, the maximum you will have to pay back is about 6,300. no matter how long your case takes to settle.

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    Cases Uplift provides funding for

    Here at Uplift, we provide pre-settlement funding for most personal injury cases. Below we have provided just a few of the case types we fund in Washington:

    Notable personal injury lawyers

    In order to qualify for legal funding, you have a lawyer. If you are having difficulty finding one we have provided a list of a few below. Each of the following law firms has positive reviews online:

    Dubin Law Group
    115 N 85th St Suite 202, Seattle, WA 98103
    (206) 720-1501
    Specialties: Medical malpractice, car accidents truck accidents, motorcycle accidents

    Brett McCandlis Brown & Conner PLLC
    200 W Chestnut St, Bellingham, WA 98225
    (360) 714-0900
    Specialties: Wrongful death, bike accidents, pedestrian accidents, sexual abuse

    Greaney Scudder Law Firm
    203 Madison Ave, Kent, WA 98032
    (253) 859-0220
    Specialties: Trucking accidents, rideshare accidents, car accidents, motorcycle accidents

    Washington Law Center
    15 S Oregon Ave, Tacoma, WA 98409
    (253) 201-0336
    Specialties: labor accidents, sexual abuse, wrongful death, catastrophic injury

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    Regulation of lawsuit loans in Washington

    Lawsuit loans in Washington remain largely unregulated and most legal funding companies provide settlement funding in the state.

    Despite a lack of regulation, reputable companies follow basic best-practice disclosure guidelines for legal funding contracts. Lawsuit lenders nationwide should display rates, fees, and repayment terms prominently in relation to the settlement loans they offer.

    Uplift will provide you with a lawsuit loan while following the best practice procedures. We understand that you need this funding and therefore we will do the best we can to help you.

    Accident Injury in Washington

    Washington residents drive an estimated total of 60 billion miles yearly. That means the average Washington resident drives about 8,319 miles per year. That figure is 13.6% lower than the U.S. national average of 9,630 miles per year.

    In 2018 there were a total of 491 fatal car accidents in the state of Washington. Of those accidents, 199 were multi-car accidents and 292 of them were single-car accidents.

    A total of 162 accidents occurred on the weekend. 81 of them happened on a Saturday and 81 of them happened on a Sunday. Most accidents happened in the month of July and the least happened in February.

    Accidents happen, and we understand. Make sure you call us today so we can approve you for funding within 24 hours of approval.

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    Lawsuit Loans from Uplift Legal Funding

    Uplift Legal Funding provides non-recourse lawsuit loans on personal injury claims in most states, with no credit check needed!

    Apply For Legal Funding Today

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      Washington Funding Examples

      Washington Car Accident Claim


      Funded in 2021

      Our client was a passenger in a vehicle that was the cause of a two vehicle accident. She seriously injured her hand in the accident and underwent hand surgery due to her injuries.

      Washington Car Accident Claim


      Funded in 2023

      The plaintiff was involved in a rear end accident. She sustained a traumatic brain injury with cognitive speech delay issues and multi-level cervical spine herniations.

      Washington Medical Malpractice Claim


      Funded in 2018

      The claimant underwent nasal surgery and the surgeon mistakenly fractured a bone. Plaintiff had to undergo several attempted repair surgeries to correct the issue.

      Washington Premises Liability


      Funded in 2019

      Our client was driving in traffic when a crane collapsed on his car and other cars around him. Plaintiff sustained moderate physical injuries and suffered from severe PTSD as a result of the accident.

      Washington Premises Liability


      Funded in 2020

      The claimant was a construction worker that was one of the first on scene to help people who were injured in a crane collapse. He suffered from serious PTSD as a result of the experience.

      Washington Premises Liability


      Funded in 2023

      Our client was working at a construction site when a scaffolding fell about 20 feet to the ground, striking her on the head. She sustained a six inch laceration to her forehead.

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