Head-on Collision Accident Lawsuit Loans

Overview of Lawsuit Loans for Head-on Collisions

Legal disputes can be time-consuming and expensive, especially when dealing with head-on collision cases. Uplift Legal Funding can help ease your worries. We offer lawsuit loans specifically designed for such situations. These loans provide the financial assistance needed while awaiting a verdict or settlement.

Lawsuit loans are a type of non-recourse funding. What does that mean? Well, you only repay loans if you win the lawsuit. If you lose, you owe us nothing. This helps take the pressure off plaintiffs, allowing them to focus on legal proceedings and personal recovery rather than financial strains.

Another major benefit is that obtaining these loans doesn’t depend on your credit score or employment history. The primary criterion is the merit of your case. Apply today and let Uplift Legal Funding shoulder some of your burdens during this difficult time.

National statistics and fatality

According to the Insurance Information Institute, in 2017 there were a total of 3,471 head-on-car collisions.

A total of 13,416 collisions in 2017 were with other moving vehicles. Head-on collisions account for 10% of the total fatal car accidents.

Head-on collisions are second only to Angle collisions, which account for 18.6% of all fatal crashes with other moving vehicles.

This means in 2017 approximately 347 people died as a result of a head-on collision.

Causes of head-on collisions and how to avoid them

Head-on crashes can be caused by a wide variety of factors.

• Dangerous road conditions – in certain weather conditions, roads can become unsafe and dividing lines obscured
• Drunk driving – drinking and driving makes people less aware of their surrounds
• Drowsy or drunk driving – unfortunately, a large number of head-on collisions are due to drivers falling asleep at the wheel and drifting into oncoming traffic
• Faulty or unused headlights – in most older cars and some newer cars headlights are manual. Failure to turn on your headlights can make you nearly invisible in some conditions.
• Inattention or distraction – with increased cell phone use, a larger number of head-on collisions are due to texting or talking and driving
• Speeding – drivers who drive too fast, lose control of the vehicle, and skid into oncoming traffic.
• Wrong-way entry – sometimes a driver will accidentally enter a roadway in the opposite direction of traffic.

Head-on collision avoidance

Thankfully, given the severity of head-on collisions, signage, bumps, dividing walls, and center medians are now popular preventative measures.

It’s important however to remain vigilant on the road, keep your headlights on at all times, and report anyone driving unsafely.

Try not to use cell phones when driving, and do your best to avoid any other distractions. Maintain following distance and slow down if the road or weather worsens.

What to do if a car is driving towards you in your lane

If a car is driving the wrong direction in your lane, it will be very scary. Therefore we have compiled a list of actions you can take to avoid a head-on collision.

• Slow down – slow your vehicle by easing off the gas and press the brake pedal
• Headlights and horn – flash your headlights and blast the horn as a warning
• Go right – steer to the right of the oncoming vehicle
• Clear area – try to steer into any available clear area, like a shoulder
• Off-road – drive off the road if necessary. Hitting the ditch is better than hitting the other vehicle

Establishing fault for your head-on collision lawsuit

Directly after a head-on collision, it may be difficult to immediately tell who is at fault.

If you choose to pursue a lawsuit, your personal injury attorney will find an engineer or an accident reconstruction specialist in order to tell who was mostly at fault.

You’ll have to prove even further that the other party was at fault for the accident. The way you can do this is by proving the following:

• Duty of care – every driver has a legal duty to avoid harming others. You will have to prove that the driver was not being careful while on the road
• Negligence – a driver is negligent if they act outside of what a reasonable person would do
• Cause – you have to prove that your injuries are a direct result of the accident

Types of fault

Each state has a different type of fault. Depending on the type of fault laws in place, you may not be able to seek compensation on the amount may be reduced.

Below we have listed the different types of fault:

Pure contributory negligence – if you are at fault at all, you will be barred from seeking compensation

Pure comparative negligence – the amount that you are at fault is taken out of your settlement

Modified comparative fault (50%) – if you are less than 50% at fault then you can seek compensation

Modified comparative fault (51%) – if you are less than 51% at fault then you can seek compensation

No-fault – regardless of who is at fault you have to go through your auto insurance to seek compensation for your injuries

The following states are pure contributory states:

• Alabama
• District of Columbia
• Maryland
• North Carolina
• Virginia

Each state below is a pure comparative state:

• Alaska
• Arizona
• California
• Florida
• Kentucky
• Louisiana
• Mississippi
• Missouri
• New Mexico
• New York
• Rhode Island
• South Dakota
• Washington

The following states have a modified comparative negligence threshold of 50%:

• Arkansas
• Colorado
• Georgia
• Idaho
• Kansas
• Maine
• Nebraska
• North Dakota
• South Carolina
• Tennessee
• Utah
• West Virginia

These states follow a modified comparative negligence threshold of 51%:

• Connecticut
• Delaware
• Hawaii
• Illinois
• Indiana
• Iowa
• Massachusetts
• Michigan
• Minnesota
• Montana
• Nevada
• New Hampshire
• New Jersey
• Ohio

The following are no-fault states:

• Florida
• Hawaii
• Kansas
• Kentucky
• Massachusetts
• Michigan
• Minnesota
• New Jersey
• New York
• North Dakota
• Pennsylvania
• Utah

After you have established fault, you will have to see what type of fault state you live in. The course of action you will follow changes on a state-by-state basis.

Types of injuries from head-on collisions

Head-on collisions have high fatality rates. If the crash is not fatal there is a high likelihood of severe injury.

Below we have listed some of the severe injuries that are a result of a head-on collision:

• Spinal cord injuries – damages to the lumbar, thoracic or cervical parts of the spine usually resulting in paralysis from the affected section and lower
• Traumatic brain injuries – injury to the brain
• Broken bones – fractures and broken bones are more common with head-on collisions
• Lacerations and bruises – cuts from different parts of the car crashing, and shattered glass
• Burns -1st 2nd and 3rd-degree burns resulting from hot parts of your car or the truck
• Wrongful death – dying as a result of the accident

Head-on collisions vs rear-end collisions

Head-on collisions are typically worse than rear-end collisions. However, rear-end collisions are more common.

The causes of each of the collisions differ as well.

Typical causes for rear-end collisions:

• A driver slamming on the brakes
• A driver is following too closely to the one in front of it
• A driver misjudges the stopping distance

This differs from the common causes for head-on collisions listed above. Rear-end collisions typically have minor to severe injuries.

Common rear-end injuries include:

• Whiplash – a soft tissue injury that causes pain in the neck from abrupt stopping
• Lacerations and bruises – cuts from the car crashing, and shattered glass
• Fractures – bones taking damage and fracturing as a result of the accident

FAQs

Below we have answered some common questions about head-on collisions

What rates does Uplift Legal Funding charge for head-on collisions?

Uplift charges rates between 17.5 – 22.5 percent, non-compounding. This means we never charge rates on already accumulated funds. We always charge rates on the original fund amount. Our rates never increase.

Legal funding is expensive! Uplift knows this which is why we offer rates among the lowest in the industry. We want you to keep the largest portion of your settlement possible.

Does credit history impact head-on collision lawsuit loans?

Credit history has no impact at all on your ability to get a head-on collision accident loan with Uplift. We grant legal funding based on the quality of your case.

This means that if your case meets certain criteria you will qualify for a cash advance. These are the primary requirements to qualify for Uplift to review your case:

1. You are 18 years or older – Uplift is unable to grant funding to minors
2. You have an attorney – you must have an attorney to apply for legal funding
3. You need cash now – you need cash immediately

If you meet the following criteria then you qualify for legal funding with Uplift. Our personal injury case managers will never check credit or employment history. Call now at (800) 385-3660 to see if you qualify in as little as 2 minutes.

How long does it take to get a head-on collision accident loan?

It takes between 24 and 48 hours from start to finish to get your collision lawsuit funding. This is because our personal injury case managers work hand in hand with your attorney to get you your funding as quickly as possible.

We keep you informed about what step in the process we are on daily so you feel confident that we are working hard for you. At Uplift Legal Funding, we know this lawsuit funding is extremely important, and we do everything in our power to make sure you get it as soon as possible.

Your first choice for head-on collision lawsuit funding

Because of the likely damages resulting from head-on crashes, it is more likely that funding companies will focus on liability and coverage when considering your case for head-on collision accident lawsuit loans.

If you have any questions or would like to apply for a legal advance on your car accident lawsuit, please give us a call anytime at (800) 385-3660 or apply online and a friendly staff member will give you a call.